Milford City property record for 189 Merwin Ave, Milford, CT 06460
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 925 sqft · built 1957 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $310,000 (Jul 2021) |
| Tax Bill | $5,876 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Dec 2019 Mortgage + 3 more |
| Flood Zone | Zone AE (high risk) |
| APN | MILF M:59 B:739 L:47-F |
| Primary APN | MILF M:59 B:739 L:47-F |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 925 sqft Living Area |
| Gross Area | 1,328 sqft |
| 1st Floor Area | 925 sqft |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,405 sqft (0.17 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 21052 |
|---|---|
| Street Address | 189 MERWIN AVE |
| City | MILFORD |
| State | CT |
| Zip | 06460-7911 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R7.5 |
| Legal Block | 739 |
| Legal Lot Number | 47-F |
| Jurisdiction | MILFORD CT |
| Township / Civil Division | MILFORD |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 151100 |
189 Merwin Ave is owned and occupied by an individual who bought it in July 2021.
Source: Milford City records, as of September 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 189 MERWIN AVE, MILFORD, CT 06460-7911 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 9, 2021 | Deed of Trust, Mortgage · FHA Mortgage OCEANSIDE MORTGAGE CO |
| Dec 9, 2019 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jul 8, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage LOANDEPOT.COM LLC |
| Oct 19, 2017 | Warranty Deed, Transfer · FHA Mortgage FIRST WORLD MORTGAGE |
| Apr 11, 2017 | Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 8, 2021 · Amount on File |
| Deed Sale | Jul 8, 2021 · Amount on File |
| Prior Sale | Oct 19, 2017 · Amount on File |
| Deed Document Number | 20216659760002 |
| Deed Book / Page | 3959 / 21 |
| Transfer Doc | 3727-611 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILFORD CT |
| Property Address | 189 MERWIN AVE, MILFORD, CT 06460-7911 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2025 |
| Name | Verified Name |
|---|
| Document Number | 003939-316 |
|---|---|
| Date | Apr 9, 2021 |
| Book Page | 3939/316 |
| Name | OCEANSIDE MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILFORD CT |
| Property Address | 189 MERWIN AVE, MILFORD, CT 06460-7911 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 003851-237 |
|---|---|
| Date | Dec 9, 2019 |
| Book Page | 3851/237 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 373 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MILFORD CT |
| Recording Date | Jul 8, 2021 |
| Property Address | 189 MERWIN AVE, MILFORD, CT 06460-7911 |
| Document Number | 0003959-21 |
| Book / Page | 3959 / 21 |
| Instrument Date | Jul 1, 2021 |
| Instrument | 6659760002 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 189 MERWIN AVE, MILFORD, CT 06460-7911 |
| Investor | Possibly a Property Investor |
| Document Number | 6659770015 |
|---|---|
| Date | Jul 8, 2021 |
| Instrument | 6659770015 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MILFORD CT |
| Recording Date | Oct 19, 2017 |
| Property Address | 189 MERWIN AVE, MILFORD, CT 06460-7911 |
| Document Number | 003754-205 |
| Book / Page | 3754 / 205 |
| Instrument | 4888610003 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $44.21 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0037540208 |
|---|---|
| Date | Oct 19, 2017 |
| Instrument | 03754/0208 |
| Name | FIRST WORLD MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 19, 2047 |
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | MILFORD CT |
| Recording Date | Apr 11, 2017 |
| Property Address | 189 MERWIN AVE, MILFORD, CT 06460-7911 |
| Document Number | 3727-611 |
| Book / Page | 003727 / 000611 |
| Instrument Date | Apr 5, 2017 |
| Instrument | 469565 |
| Transaction Type | Foreclosure |
| Record Updated | May 2, 2017 |
| Tax | $0.00 |
|---|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Association |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 189 Merwin Ave was $5,876.
Source: Milford City assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision / Consolidated City | Milford City |
| Municipality | Woodmont Borough |
| Unified School District | Milford School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,876.00 | $198,840 Land $92,520 Building $106,320 | $284,057 Land $132,171 Building $151,886 |
| 2024 | $5,876.00 (+8.77%) | ||
| 2023 | $5,402.00 | $198,840 Land $92,520 Building $106,320 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 189 Merwin Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 189 Merwin Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Fiber · Cable in parts of the area | 2,000 / 2,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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