189 McKay Rd, Edgecomb, ME 04556 Property Records

Lincoln County and Edgecomb Town property record for 189 McKay Rd, Edgecomb, ME 04556

Property Summary

Property Type	Single Family Home
Details	1,296 sqft
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Tax Bill	$2,673 (2025)
Deeds & Mortgages	Mar 2021 Line of Credit Jul 2018 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`M:R05 L:008=02=1`

Property Details

APN / Parcel Number

Primary APN	`M:R05 L:008=02=1`
Alternative APNs	`EDGE M:R05 L:008-02-1` `1273`

Interior

Building Area	1,296 sqft Living Area

Exterior

Lot Area	87,120 sqft (2 acres)
Total Buildings	2 Buildings

Location & Zoning

Account Number	1273
Street Address	189 MCKAY RD
City	EDGECOMB
State	ME
Zip	04556-3323
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	8-2-1
Jurisdiction	EDGECOMB ME
Township / Civil Division	EDGECOMB
Census Block Group	3
Census Block	3027
Census Tract	975400

Owner

Source: Lincoln County and Edgecomb Town records · APN M:R05 L:008=02=1

Assessment roll updated May 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	189 MCKAY RD, EDGECOMB, ME 04556-3323
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2021	Deed of Trust, Mortgage · Line of Credit MIDCOAST FEDERAL CREDIT UNION
Jul 03, 2018	Deed of Trust, Mortgage · Line of Credit KEYBANK USA
Jun 15, 2018	Quit Claim Deed, Transfer Quitclaim
Oct 03, 2017	Quit Claim Deed, Transfer SAWIN CAPITAL LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 15, 2018
Deed Sale	Jun 15, 2018
Prior Sale	Oct 03, 2017 · Amount on Record
Deed Document Number	201839126
Deed Book / Page	5268 / 166
Transfer Doc	0052680166
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EDGECOMB ME
Property Address	189 MCKAY RD, EDGECOMB, ME 04556-3323
Transaction Type	Mortgage
Record Updated	Dec 07, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056770170
Date	Mar 15, 2021
Book Page	5677/170
Instrument	72203

Lender

Name	MIDCOAST FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Apr 01, 2041

Interest

Rate Type	Adjustable Rate

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EDGECOMB ME
Property Address	189 MCKAY RD, EDGECOMB, ME 04556-3323
Document Number	0052790299
Instrument Date	Jul 03, 2018
Transaction Type	Mortgage
Record Updated	Jul 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	189 MCKAY RD EDGECOMB ME 045563323, EDGECOMB, ME 04556-3323

Mortgage

Document Number	0052790299
Date	Jul 16, 2018
Book Page	005279/000299
Instrument	40314

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 15, 2038

Interest

Rate Type	Adjustable Rate

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EDGECOMB ME
Recording Date	Jun 15, 2018
Property Address	189 MCKAY RD, EDGECOMB, ME 04556-3323
Document Number	0052680166
Book / Page	005268 / 000166
Instrument Date	Jun 15, 2018
Instrument	39126
Transaction Type	Transfer
Record Updated	Jul 09, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 WINDJAMMER WAY BATH ME 045302250, BATH, ME 04530-2250

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EDGECOMB ME
Recording Date	Oct 03, 2017
Property Address	189 MCKAY RD, EDGECOMB, ME 04556-3323
Document Number	0051860001
Book / Page	005186 / 000001
Instrument Date	Sep 15, 2017
Instrument	32120
Transaction Type	Transfer
Record Updated	Aug 25, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	42 WINDJAMMER WAY BATH ME 045302250, BATH, ME 04530-2250

Mortgage

Document Number	51860009
Date	Oct 03, 2017
Book Page	005186/000009
Instrument	32121

Lender

Name	SAWIN CAPITAL LLC
Type	Funding / Finance Company
Address	PORTLAND, ME 04101

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lincoln County and Edgecomb Town records · Assessment roll updated May 21, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Maine
County	Lincoln County
County Subdivision	Edgecomb Town
Unified School District	Edgecomb (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$2,673.00 (+12.12%)	$273,334 (+151.99%) Land $95,500 Building $177,834
2024	$2,384.00 (+31.64%)	$108,470 (-) Land $46,000 Building $62,470
2023	$1,811.00 (+3.37%)	$108,470 (-) Land $46,000 Building $62,470
2022	$1,752.00	$108,470 Land $46,000 Building $62,470

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 16, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2009 · other causes

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Consolidated Communications Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Lincolnville Telephone Company.

Based on FCC filings for 17 locations within half a mile of this property.

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