189 McGowan St, Fall River, MA 02723 Property Records

Bristol County and Fall River City property record for 189 McGowan St, Fall River, MA 02723

Property Summary

Property Type	Triplex
Details	9 bd · 3.5 ba · 3,552 sqft · built 1900
Lot Size	0.074 acres (3,202 sqft)
Owner	Individual Name on Record
Last Sale	$382,500 (Mar 2019)
Tax Bill	$6,721 (2025)
Deeds & Mortgages	Apr 2020 Refinance Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`FALL M:0J-12 B:0000 L:0045`

Property Details

APN / Parcel Number

Primary APN	`FALL M:0J-12 B:0000 L:0045`
Alternative APN	`M:0J=12 B:0000 L:0045`

Interior

Bedrooms	9 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	15 Rooms
Units	3 Units
Stories	3 Stories
Building Area	3,552 sqft Living Area
Gross Area	4,874 sqft
Basement Area	1,184 sqft
Unfinished Basement	1,184 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Triplex
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	3,202 sqft (0.074 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	189 MCGOWAN ST
City	FALL RIVER
State	MA
Zip	02723-2937
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	S
Legal Lot Number	45
Jurisdiction	FALL RIVER MA
Township / Civil Division	FALL RIVER
Census Block Group	2
Census Block	2004
Census Tract	641600

Owner

Source: Bristol County and Fall River City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	189 MCGOWAN ST, FALL RIVER, MA 02723-2937
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance RESIDENTIAL MORTGAGE SERVICES
Mar 8, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage RESIDENTIAL MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 8, 2019 · Amount on Record
Deed Sale	Mar 8, 2019 · Amount on Record
Prior Sale	Oct 18, 2018 · Amount on Record
Deed Document Number	20193471
Deed Book / Page	9721 / 84
Prior Transfer Date	Mar 5, 2019
Prior Transfer Doc	9721-84
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FALL RIVER MA
Property Address	189 MCGOWAN ST, FALL RIVER, MA 02723-2937
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010072-218
Date	Apr 14, 2020
Book Page	10072/218
Instrument	6262

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FALL RIVER MA
Recording Date	Mar 8, 2019
Property Address	189 MCGOWAN ST, FALL RIVER, MA 02723-2937
Document Number	9721-84
Book / Page	9721 / 84
Instrument Date	Mar 5, 2019
Instrument	3471
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	189 MCGOWAN ST, FALL RIVER, MA 02723-2937

Mortgage

Document Number	3472
Date	Mar 8, 2019
Instrument	3472

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Bristol County and Fall River City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Bristol County
Municipality	Fall River City
Unified School District	Fall River School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,721.00 (+4.01%)	$587,000 (+4.37%) Land $113,400 Building $473,600
2024	$6,462.00 (+12.72%)	$562,400 (+20.38%) Land $111,200 Building $451,200
2023	$5,733.00	$467,200 Land $100,200 Building $367,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 88% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FALL RIVER WATER DEPARTMENT serves 94,000 people · EPA ID MA4095000
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	12 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: AT&T, Verizon.

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