Worcester County and Rutland Town property record for 189 Maple Ave, Rutland, MA 01543
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,190 sqft · built 2004 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | Individual Name on File |
| Last Sale | $10,000 (Jan 1976) |
| Tax Bill | $4,886 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Aug 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M:0039 L:A-2 |
| Primary APN | M:0039 L:A-2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,190 sqft Living Area |
| Gross Area | 1,978 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,663 sqft (0.13 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Street Address | 189 MAPLE AVE |
|---|---|
| City | RUTLAND |
| State | MA |
| Zip | 01543-1515 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | A |
| Legal Lot Number | 2 |
| Jurisdiction | RUTLAND MA |
| Township / Civil Division | RUTLAND |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 721104 |
Source: Worcester County and Rutland Town records · APN M:0039 L:A-2
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 189 MAPLE AVE, RUTLAND, MA 01543-1515 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 17, 2026 | Quit Claim Deed, Transfer · FHA Mortgage GUILD MORTGAGE COMPANY |
| Aug 11, 2022 | Deed of Trust, Mortgage · Line of Credit FIDELITY COOPERATIVE BANK |
| Jun 13, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance FIDELITY COOPERATIVE BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 16, 1976 · Amount on Record |
| Deed Sale | Jan 16, 1976 · Amount on Record |
| Deed Book / Page | 5875 / 85 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | RUTLAND MA |
| Recording Date | Jul 17, 2026 |
| Property Address | 189 MAPLE AVE, RUTLAND, MA 01543-1515 |
| Document Number | 0000060733 |
| Book / Page | 73896 / 343 |
| Instrument Date | Jul 01, 2026 |
| Instrument | 202660733 |
| Transaction Type | Transfer |
| Record Updated | Aug 05, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 189 MAPLE AVE, RUTLAND, MA 01543-1515 |
| Document Number | 0000060736, |
|---|---|
| Date | Jul 17, 2026 |
| Book Page | 73896/350 |
| Instrument | 202660736 |
| Name | GUILD MORTGAGE COMPANY |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Aug 01, 2051 |
| Rate | 6.47% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTLAND MA |
| Property Address | 189 MAPLE AVE, RUTLAND, MA 01543-1515 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00068053-5 |
|---|---|
| Date | Aug 11, 2022 |
| Book Page | 68053/5 |
| Instrument | 88434 |
| Name | FIDELITY COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Sep 01, 2042 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTLAND MA |
| Property Address | 189 MAPLE AVE, RUTLAND, MA 01543-1515 |
| Transaction Type | Mortgage |
| Record Updated | Jul 01, 2022 |
| Name | Verified Name |
|---|
| Document Number | 067738-218 |
|---|---|
| Date | Jun 13, 2022 |
| Book Page | 67738/218 |
| Instrument | 64054 |
| Name | FIDELITY COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 01, 2037 |
Source: Worcester County and Rutland Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Rutland Town |
| Unified School District | Wachusett School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,886.00 (+27.61%) | $343,100 (+32.88%) Land $76,100 Building $267,000 | $386,650 (-21.43%) |
| 2024 | $3,829.00 (+8.96%) | $258,200 (+0.82%) Land $72,600 Building $185,600 | $492,100 |
| 2023 | $3,514.00 | $256,100 Land $68,500 Building $187,600 |
Source: FEMA National Flood Hazard Layer as of November 30, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 34 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | RUTLAND WATER DEPARTMENT serves 6,025 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Tetrachloroethylene resolved · Apr 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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