189 Main St, Tupper Lake, NY 12986 Property Records

Franklin County and Tupper Lake Town property record for 189 Main St, Tupper Lake, NY 12986

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,796 sqft · built 1940
Lot Size0.9 acres (39,204 sqft)
OwnerCompany Name on File
Last Sale$9,500 (Jul 2025)
Tax Bill$4,460 (2025)
Deeds & MortgagesSep 2023 Sale & Mortgage
APN162001 480.54-2-6

Property Details

APN / Parcel Number

Primary APN162001 480.54-2-6
Alternative APNs
  • 200148005400020060000000
  • 173700

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,796 sqft Living Area
1st Floor Area1,418 sqft
Upper Floors Area378 sqft

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1990
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area39,204 sqft (0.9 acres)
Lot Dimensions132 ft deep x 99 ft wide
Garage TypeDetached
Garage Area315 sqft
Parking Spaces1 Parking Space
PorchPatio
Porch Area207 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number173700
Street Address189 MAIN ST
CityTUPPER LAKE
StateNY
Zip12986-1022
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBLOCK127 GL69 LOT6.1-7
Legal Block2
Legal Lot Number6.000
JurisdictionFRANKLIN NY
Township / Civil DivisionTUPPER LAKE
Census Block Group1
Census Block1049
Census Tract951100

Owner

Source: Franklin County and Tupper Lake Town assessment roll, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address2482 STATE ROUTE 30, TUPPER LAKE, NY 12986-2506
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 14, 2025 · Amount on Record
Deed SaleJul 14, 2025 · Amount on Record
Prior SaleSep 20, 2023 · Amount on Record
Deed Document Number20257466
Prior Transfer DateJun 20, 2025
Prior Transfer Doc0000007466
Record UpdatedSep 20, 2026

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN NY
Recording DateSep 20, 2023
Property Address189 MAIN ST, TUPPER LAKE, NY 12986-1022
Document Number0000004244
Instrument DateSep 12, 2023
Instrument2023-4244
Transaction TypeTransfer
Record UpdatedOct 10, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address23 PARK ST, TUPPER LAKE, NY 12986-1605

Mortgage

Document Number0000004245
DateSep 20, 2023
Instrument2023-4245
Lender
NameADIRONDACK REGIONAL FEDERAL CREDIT
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Franklin County and Tupper Lake Town assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateNew York
CountyFranklin County
County SubdivisionTupper Lake Town
MunicipalityTupper Lake Village
Unified School DistrictTupper Lake Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,460.00$108,200 (-) Land $22,000 Building $86,200$180,333 (+16.67%) Land $36,667 Building $143,666
2023$108,200 (-) Land $22,000 Building $86,200$154,571 (+15.71%) Land $31,428 Building $123,143
2022$108,200 Land $22,000 Building $86,200$133,580 Land $27,160 Building $106,420

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Claims2 (1978–1979)
Most Recent ClaimMay 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTUPPER LAKE V
serves 5,500 people · EPA ID NY1600012
Water SourceSurface water
Last State InspectionNov 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
not recorded as resolved · Jan 2022
Total trihalomethanes
not recorded as resolved · Jan 2021
Failure to filter
resolved · Apr 2010
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: Atlas Connectivity.

Nearby Properties on Main St

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