Monmouth County and Middletown Township property record for 189 Lynch Rd, Middletown, NJ 07748
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,854 sqft · built 1981 |
| Lot Size | 0.284 acres (12,388 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $750,000 (Feb 2023) |
| Tax Bill | $12,336 (2025) |
| Deeds & Mortgages | Feb 2023 Sale & Mortgage Jun 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-00615-0000-00107 |
| Primary APN | 32-00615-0000-00107 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,854 sqft Living Area |
| 1st Floor Area | 1,014 sqft |
| Upper Floors Area | 840 sqft |
| Basement Area | 304 sqft |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 12,388 sqft (0.284 acres) |
| Lot Dimensions | 118 ft deep x 105 ft wide |
| Garage Type | Attached |
| Deck Area | 300 sqft |
| Patio Area | 182 sqft |
| Sewer | Connected |
|---|
| Old Parcel Number | 32001450200008 |
|---|---|
| Street Address | 189 LYNCH RD |
| City | MIDDLETOWN |
| State | NJ |
| Zip | 07748-2145 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R22 |
| Legal Subdivision | OAK KNOLLS |
| Legal Block | 615 |
| Legal Lot Number | 107 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | MIDDLETOWN |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 800702 |
189 Lynch Rd is owned and occupied by two individuals who bought it in February 2023.
Source: Monmouth County and Middletown Township records, as of July 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 189 LYNCH RD, MIDDLETOWN, NJ 07748-2145 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 15, 2023 | Deed, Transfer · Conventional Mortgage ABSOLUTE HOME MORTGAGE CORP |
| Jun 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Feb 7, 2018 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Feb 7, 2018 | Deed of Trust, Mortgage · Line of Credit QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 15, 2023 · Amount on File |
| Deed Sale | Feb 15, 2023 · Amount on File |
| Prior Sale | Apr 11, 1997 · Amount on File |
| Deed Document Number | 202310992 |
| Deed Book / Page | 9634 / 2916 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Feb 15, 2023 |
| Property Address | 189 LYNCH RD, MIDDLETOWN, NJ 07748-2145 |
| Document Number | 0096342916 |
| Book / Page | 9634 / 2916 |
| Instrument Date | Dec 27, 2022 |
| Instrument | 2023010992 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2023 |
| Title Company | PROFESSIONAL ABSTRACT, PROFESSIONAL ABSTRACT & TTL |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,200.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 32 MALUS LN, MIDDLETOWN, NJ 07748-3076 |
| Name | Verified Name |
|---|---|
| Address | 189 LYNCH RD, MIDDLETOWN, NJ 07748-2145 |
| Document Number | 2023010993 |
|---|---|
| Date | Feb 15, 2023 |
| Instrument | 2023010993 |
| Name | ABSOLUTE HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 189 LYNCH RD, MIDDLETOWN, NJ 07748-2145 |
| Document Number | 0000098199 |
| Instrument Date | Jun 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2020 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 189 LYNCH RD MIDDLETOWN NJ 077482145, MIDDLETOWN, NJ 07748-2145 |
| Document Number | 0000098199 |
|---|---|
| Date | Sep 1, 2020 |
| Book Page | 009437/007787 |
| Instrument | 98199 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 31, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 189 LYNCH RD, MIDDLETOWN, NJ 07748-2145 |
| Document Number | 0000019760 |
| Instrument Date | Feb 7, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2019 |
| Title Company | TITLE SOURCE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 189 LYNCH RD MIDDLETOWN NJ 077482145, MIDDLETOWN, NJ 07748-2145 |
| Document Number | 0000019760 |
|---|---|
| Date | Feb 21, 2018 |
| Book Page | 009275/000830 |
| Instrument | 19760 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Feb 20, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 189 LYNCH RD, MIDDLETOWN, NJ 07748-2145 |
| Document Number | 0000023097 |
| Instrument Date | Feb 7, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2018 |
| Title Company | TITLE SOURCE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 189 LYNCH RD MIDDLETOWN NJ 077482145, MIDDLETOWN, NJ 07748-2145 |
| Document Number | 0000023097 |
|---|---|
| Date | Mar 1, 2018 |
| Book Page | 009276/004890 |
| Instrument | 23097 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 29, 2048 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 189 Lynch Rd was $12,336, up 6.1% from the year before.
Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Middletown Township |
| Unified School District | Middletown Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $832,600 (+8.94%) Land $473,600 Building $359,000 | $832,600 (+8.94%) Land $473,600 Building $359,000 | |
| 2025 | $12,336.00 (+6.09%) | $764,300 Land $408,600 Building $355,700 | $764,300 Land $408,600 Building $355,700 |
| 2024 | $11,628.00 | ||
| 2023 | $628,200 Land $294,900 Building $333,300 | $628,200 Land $294,900 Building $333,300 | |
| 2022 | $10,411.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 189 Lynch Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 189 Lynch Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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