Bell County property record for 189 Lower Gibson Ln, Middlesboro, KY 40965
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,000 sqft · built 1985 |
| Owner | Individual Name on File |
| Tax Bill | $107 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 057-34-00-052.00 |
| Primary APN | 057-34-00-052.00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,000 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Architectural Style | A-Frame |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Cooling System | None |
|---|---|
| Heating System | Oil |
| Account Number | 17494 |
|---|---|
| Street Address | 189 LOWER GIBSON LN |
| City | MIDDLESBORO |
| State | KY |
| Zip | 40965-8605 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NW NT2 (LAND & HOUSE) |
| Jurisdiction | BELL KY |
| Township / Civil Division | MIDDLESBOROUGH |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 960800 |
189 Lower Gibson Ln is owned by an individual who acquired it in June 1940.
Source: Bell County records, as of December 15, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 948 YOAKUM APTS, MIDDLESBORO, KY 40965-2600 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 1, 1940 |
| Deed Sale | Jun 1, 1940 |
| Deed Document Number | 0000140354 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 189 Lower Gibson Ln was $107.
Source: Bell County assessment roll, as of October 15, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Bell County |
| Municipality | Middlesborough City |
| Unified School District | Middlesboro Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $107.00 | $10,000 Land $10,000 | $10,000 Land $10,000 |
| 2023 | $104.00 | $10,000 | $10,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 189 Lower Gibson Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 20 (1991–2026) |
| Claims Outside the SFHA | 7 of 20 |
| Most Recent Claim | Apr 2026 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 189 Lower Gibson Ln is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · above 76% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENTUCKY AMERICAN WATER - MIDDLESBORO private · serves 12,022 people · EPA ID KY0070282 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Eastern Telephone & Technologies Fixed Wireless | 300 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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