Watauga County property record for 189 Lost Branch Trl, Vilas, NC 28692 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,804 sqft · built 1994 |
| Lot Size | 2.57 acres (111,949 sqft) |
| Owner | Individual Name on File |
| Last Sale | $505,000 (Jun 2023) |
| Tax Bill | $1,806 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Feb 2020 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1980-77-6080-000 |
| Primary APN | 1980-77-6080-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,804 sqft Living Area |
| 1st Floor Area | 936 sqft |
| Basement Area | 400 sqft |
| Finished Basement | 400 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Rustic |
| Exterior Material | Logs |
| Roof Material | Asphalt |
| Lot Area | 111,949 sqft (2.57 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 256 sqft |
| Patio Area | 390 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 1812758 |
|---|---|
| Street Address | 189 LOST BRANCH TRL |
| City | VILAS |
| State | NC |
| Zip | 28692-9762 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SR 1114 |
| Jurisdiction | WATAUGA NC |
| Township / Civil Division | WATAUGA |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 920900 |
Source: Watauga County records · APN 1980-77-6080-000
Assessment roll updated December 2, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 189 LOST BRANCH TRL, VILAS, NC 28692-9762 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Feb 21, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Feb 12, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 05, 2023 · Amount on Record |
| Deed Sale | Jun 05, 2023 · Amount on Record |
| Prior Sale | Feb 21, 2020 · Amount on Record |
| Deed Document Number | 2023731554 |
| Deed Book / Page | 2335 / 414 |
| Prior Transfer Date | Feb 06, 2019 |
| Prior Transfer Doc | 0020130524 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATAUGA NC |
| Property Address | 189 LOST BRANCH TRL, VILAS, NC 28692-9762 |
| Transaction Type | Mortgage |
| Record Updated | Jan 04, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0022440807 |
|---|---|
| Date | Dec 20, 2021 |
| Book Page | 2244/807 |
| Instrument | 715232 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CONSHOHOCKEN, PA 19428 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WATAUGA NC |
| Recording Date | Feb 21, 2020 |
| Property Address | 189 LOST BRANCH TRL, VILAS, NC 28692-9762 |
| Document Number | 0020770007 |
| Book / Page | 002077 / 000007 |
| Instrument Date | Feb 18, 2020 |
| Instrument | 687656 |
| Transaction Type | Transfer |
| Record Updated | Mar 09, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $620.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 189 LOST BRANCH TRL VILAS NC 286929762, VILAS, NC 28692-9762 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WATAUGA NC |
| Recording Date | Feb 12, 2019 |
| Property Address | 189 LOST BRANCH TRL, VILAS, NC 28692-9762 |
| Document Number | 0020130524 |
| Book / Page | 002013 / 000524 |
| Instrument Date | Feb 01, 2019 |
| Instrument | 676340 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 7140 SE BLUEBIRD CIR HOBE SOUND FL 334556010, HOBE SOUND, FL 33455-6010 |
Source: Watauga County records · Assessment roll updated December 2, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Watauga County |
| Unified School District | Watauga County Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,806.00 (+0.67%) | $459,500 (-) Land $67,700 Building $391,800 | |
| 2024 | $1,794.00 | $459,500 Land $67,700 Building $391,800 | |
| 2023 | $459,500 Land $67,700 Building $391,800 |
Source: FEMA National Flood Hazard Layer, Watauga County (37189C), updated May 17, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371899209004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 11 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 26 (1994–2024) |
| Claims Outside the SFHA | 13 of 26 |
| Most Recent Claim | Sep 2024, river or lake flooding, Tropical Storm Helene |
| Claims By Storm |
|
| Wildfire Risk | Moderate above 49% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 935 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 38 locations within about half a mile of this property
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