189 Lost Branch Trl, Vilas, NC 28692 Property Records

Watauga County property record for 189 Lost Branch Trl, Vilas, NC 28692 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,804 sqft · built 1994
Lot Size2.57 acres (111,949 sqft)
OwnerIndividual Name on File
Last Sale$505,000 (Jun 2023)
Tax Bill$1,806 (2025)
Deeds & MortgagesDec 2021 Mortgage
Feb 2020 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN1980-77-6080-000

Property Details

APN / Parcel Number

Primary APN1980-77-6080-000
Alternative APN
  • 1812758

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,804 sqft Living Area
1st Floor Area936 sqft
Basement Area400 sqft
Finished Basement400 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Architectural StyleRustic
Exterior MaterialLogs
Roof MaterialAsphalt
Lot Area111,949 sqft (2.57 acres)
Garage TypeBasement
Parking Spaces1 Parking Space
PorchPorch
Porch Area256 sqft
Patio Area390 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number1812758
Street Address189 LOST BRANCH TRL
CityVILAS
StateNC
Zip28692-9762
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSR 1114
JurisdictionWATAUGA NC
Township / Civil DivisionWATAUGA
Census Block Group4
Census Block4001
Census Tract920900

Owner

Source: Watauga County records · APN 1980-77-6080-000

Assessment roll updated December 2, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address189 LOST BRANCH TRL, VILAS, NC 28692-9762
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 20, 2021Deed of Trust, Mortgage · Conventional Mortgage
FINANCE OF AMERICA MORTGAGE LLC
Feb 21, 2020Warranty Deed, Transfer
ATTORNEY ONLY
Feb 12, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 05, 2023 · Amount on Record
Deed SaleJun 05, 2023 · Amount on Record
Prior SaleFeb 21, 2020 · Amount on Record
Deed Document Number2023731554
Deed Book / Page2335 / 414
Prior Transfer DateFeb 06, 2019
Prior Transfer Doc0020130524
Record UpdatedSep 20, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWATAUGA NC
Property Address189 LOST BRANCH TRL, VILAS, NC 28692-9762
Transaction TypeMortgage
Record UpdatedJan 04, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0022440807
DateDec 20, 2021
Book Page2244/807
Instrument715232
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
AddressCONSHOHOCKEN, PA 19428
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2052

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATAUGA NC
Recording DateFeb 21, 2020
Property Address189 LOST BRANCH TRL, VILAS, NC 28692-9762
Document Number0020770007
Book / Page002077 / 000007
Instrument DateFeb 18, 2020
Instrument687656
Transaction TypeTransfer
Record UpdatedMar 09, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$620.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address189 LOST BRANCH TRL VILAS NC 286929762, VILAS, NC 28692-9762

February 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWATAUGA NC
Recording DateFeb 12, 2019
Property Address189 LOST BRANCH TRL, VILAS, NC 28692-9762
Document Number0020130524
Book / Page002013 / 000524
Instrument DateFeb 01, 2019
Instrument676340
Transaction TypeTransfer
Record UpdatedFeb 21, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address7140 SE BLUEBIRD CIR HOBE SOUND FL 334556010, HOBE SOUND, FL 33455-6010

Tax Assessment & Valuation

Source: Watauga County records · Assessment roll updated December 2, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyWatauga County
Unified School DistrictWatauga County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,806.00 (+0.67%)$459,500 (-) Land $67,700 Building $391,800
2024$1,794.00$459,500 Land $67,700 Building $391,800
2023$459,500 Land $67,700 Building $391,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Watauga County (37189C), updated May 17, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371899209004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 11 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims26 (1994–2024)
Claims Outside the SFHA13 of 26
Most Recent ClaimSep 2024, river or lake flooding, Tropical Storm Helene
Claims By Storm
  • Tropical Storm Helene, Sep 2024 · 7 claims
  • Hurricane Ivan, Sep 2004 · 10 claims
  • Tropical Storm Frances, Sep 2004 · 2 claims

Wildfire

Wildfire RiskModerate
above 49% of the US · above 70% of North Carolina
Wildfire LikelihoodAbout 1 in 935 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 38 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Loretto Telephone CompanyFiber2,000 / 2,000
SpectrumCable1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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