189 Lori Ct, Umatilla, FL 32784 Property Records

Lake County property record for 189 Lori Ct, Umatilla, FL 32784

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,194 sqft · built 2005
Lot Size	0.389 acres (16,960 sqft)
Owner	2 Individual Names on File
Last Sale	$165,000 (Sep 2014)
Tax Bill	$2,894 (2024)
Deeds & Mortgages	Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-18-26-0150-000-00700`

Property Details

APN / Parcel Number

Primary APN	`13-18-26-0150-000-00700`
Alternative APNs	`261813015000000700` `3544421`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,194 sqft Living Area
Gross Area	2,700 sqft
1st Floor Area	2,194 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2024
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	16,960 sqft (0.389 acres)
Lot Dimensions	134 ft deep x 48 ft wide
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Pool Area	176 sqft
Porch	Finished/Open Porch
Porch Area	212 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3544421
Street Address	189 LORI CT
City	UMATILLA
State	FL
Zip	32784-7608
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R12
Legal Description	UMATILLA BRYN MAWR ON THE LAKE SUB LOTS 7 8 PB 29 PGS 3-5 ORB 4520 PG 943 ORB 5680 PG 2464
Legal Range	26E
Legal Township	18S
Legal Section	13
Legal Subdivision	UMATILLA BRYN MAWR ON THE LAKE SUB
Legal Tract	0150
Legal Lot Number	7
Jurisdiction	LAKE FL
Township / Civil Division	UMATILLA
Census Block Group	1
Census Block	1064
Census Tract	30109

Owner

Source: Lake County records · APN 13-18-26-0150-000-00700

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	189 LORI CT, UMATILLA, FL 32784-7608
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 02, 2014 · Amount on Record
Deed Sale	Sep 02, 2014 · Amount on Record
Prior Sale	Jul 24, 2013
Deed Document Number	201494475
Deed Book / Page	4520 / 943
Last Transfer Date	Mar 22, 2021
Transfer Doc	0056802464
Record Updated	Jun 08, 2026

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE FL
Recording Date	Apr 07, 2021
Property Address	189 LORI CT, UMATILLA, FL 32784-7608
Document Number	0056802464
Book / Page	5680 / 2464
Map Reference	MB 29 PG 3-5
Instrument Date	Mar 22, 2021
Instrument	2021046985
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	PRIMERA TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	189 LORI CT, UMATILLA, FL 32784-7608

Mortgage

Document Number	0056802465
Date	Apr 07, 2021
Instrument	5680/2465

Lender

Name	ADDITION FINANCIAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 01, 2036

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Umatilla City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$187,980 (+2.9%)	$376,090 (-0.1%) Land $64,000 Building $312,090
2025		$182,690 (+5.98%) Land $64,000 Building $118,690	$376,481 (-2.79%) Land $64,000 Building $312,481
2024	$2,894.00 (+4.36%)
2023	$2,773.00 (+4.41%) Homeowner's exemption	$172,380 (+3%)	$387,274 (+25.12%) Land $83,300 Building $303,974
2022	$2,656.00 Homeowner's exemption	$167,360	$309,528 Land $49,700 Building $259,828

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (12069C), as of September 20, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120690301091, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 168 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL3351402, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	UMATILLA WATER WORKS (2 WPS) serves 3,948 people
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.