Clay County property record for 189 Loop Trl, Hayesville, NC 28904 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 2022 |
| Square Footage | 4,453 sqft Heated Area |
| Lot Size | 462,084 sqft (10.6 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $240,000 (2019) |
| Tax Bill | $3,691.00 (2025) |
| Primary APN | 555100361469 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 4,453 sqft Heated Area |
| Year Built | Built 2022 |
|---|---|
| Lot Area | 462,084 sqft (10.6 acres) |
| Account Number | 617932000 |
|---|---|
| Street Address | 189 LOOP TRL |
| City | HAYESVILLE |
| State | NC |
| Zip | 28904-1280 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 2 REV FIRES CRK ROAD |
| Legal Lot Number | 2 |
| Jurisdiction | CLAY NC |
| Minor Civil Division | HAYESVILLE |
| Census Blockgroup | 1 |
| Census Block | 1066 |
| Census Tract | 950102 |
Source: Clay County records · APN 555100361469
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 189 LOOP TRL, HAYESVILLE, NC 28904-1280 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 14, 2021 | Deed of Trust, Mortgage · Building or Construction Mortgage NANTAHALA BANK & TRUST COMPANY |
| Nov 14, 2019 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 14, 2019 · Amount on Record |
| Deed Sale | Nov 14, 2019 · Amount on Record |
| Deed Doc Number | 0000435128 |
| Deed Book / Page | 435 / 128 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY NC |
| Property Address | 189 LOOP TRL, HAYESVILLE, NC 28904-1280 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2023 |
| Name | Verified Name |
|---|---|
| Address | 165 BELL RD, LAGRANGE, GA 30241-8349 |
| Document Number | 0000T15/12 |
|---|---|
| Date | Jan 14, 2021 |
| Book Page | T15/12 |
| Instrument | 2021000167 |
| Name | NANTAHALA BANK & TRUST COMPANY |
|---|---|
| Type | Bank |
| Address | HAYESVILLE, NC 28904 |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Jan 14, 2052 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY NC |
| Recording Date | Nov 14, 2019 |
| Property Address | 189 LOOP TRL, HAYESVILLE, NC 28904-1280 |
| Document Number | 00435/0128 |
| Book / Page | 435 / 0128 |
| Map Reference | CAB 5 SL 329 |
| Instrument Date | Nov 12, 2019 |
| Instrument | 2019002721 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $480.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 165 BELL RD, LAGRANGE, GA 30241-8349 |
Source: Clay County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Clay County |
| Unified School District | Clay County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,691.00 (+5.04%) | $764,100 (-) Land $176,000 Building $588,100 | $764,100 (-) Land $176,000 Building $588,100 |
| 2023 | $3,514.00 | $764,100 Land $176,000 Building $588,100 | $764,100 Land $176,000 Building $588,100 |
189 Loop Trl is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Clay County (37043C), updated May 4, 2009
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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