Kent County property record for 189 Lone Tree Dr, Camden, DE 19934
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,136 sqft · built 2007 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $387,520 (Apr 2023) |
| Tax Bill | $1,840 (2026) |
| Deeds & Mortgages | Apr 2023 Sale & Mortgage Aug 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 7-02-094.04-02-82.00-000 |
| Primary APN | 7-02-094.04-02-82.00-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,136 sqft Living Area |
| Basement Area | 1,295 sqft |
| Unfinished Basement | 1,295 sqft |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Contemporary |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Shingle |
| Lot Area | 8,276 sqft (0.19 acres) |
| Lot Dimensions | 120 ft deep x 62.6 ft wide |
| View / Lot | Major Street/Thoroughfare |
| Garage Type | Finished |
| Garage Area | 404 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 34 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Account Number | 78374 |
|---|---|
| Street Address | 189 LONE TREE DR |
| City | CAMDEN |
| State | DE |
| Zip | 19934-4734 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NA |
| Legal Description | NEWELL'S CREEK SUBD., LOT #180 189 LONE TREE DRIVE |
| Legal Subdivision | NEWELLS CREEK |
| Legal Lot Number | 180 |
| Jurisdiction | KENT DE |
| Township / Civil Division | DOVER |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 41701 |
Source: Kent County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 189 LONE TREE DR, CAMDEN, DE 19934-4734 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 21, 2023 | Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Aug 10, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage US BANK NA |
| Oct 5, 2021 | Deed of Trust, Mortgage · FHA Mortgage US BANK NA |
| Mar 29, 2017 | Loan Modification, Mortgage · FHA Mortgage US BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 21, 2023 · Amount on Record |
| Deed Sale | Apr 21, 2023 · Amount on Record |
| Prior Sale | Sep 28, 2012 · Amount on Record |
| Deed Document Number | 2023472723 |
| Deed Book / Page | 12458 / 340 |
| Prior Transfer Date | Jul 29, 2022 |
| Prior Transfer Doc | 0000457897 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KENT DE |
| Recording Date | Apr 21, 2023 |
| Property Address | 189 LONE TREE DR, CAMDEN, DE 19934-4734 |
| Document Number | 0000472723 |
| Book / Page | 12458 / 340 |
| Map Reference | DR 1628-A01 |
| Instrument Date | Apr 19, 2023 |
| Instrument | 2023-472723 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,750.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Document Number | 0000472724 |
|---|---|
| Date | Apr 21, 2023 |
| Instrument | 2023-472724 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KENT DE |
| Recording Date | Aug 10, 2022 |
| Property Address | 189 LONE TREE DR, CAMDEN, DE 19934-4734 |
| Document Number | 0000457897 |
| Book / Page | 12096 / 322 |
| Map Reference | MB 62 PG 83 |
| Instrument Date | Jul 29, 2022 |
| Instrument | 2022-457897 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2022 |
| Title Company | SERVICELINK, SERVICE LINK |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 189 LONE TREE DR, 189, CAMDEN, DE 19934-4734 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 189 LONE TREE DR, CAMDEN, DE 19934-4734 |
| Document Number | 0000457898 |
|---|---|
| Date | Aug 10, 2022 |
| Instrument | 2022-457898 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT DE |
| Property Address | 189 LONE TREE DR, CAMDEN, DE 19934-4734 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2021 |
| Name | Verified Name |
|---|---|
| Address | 189 LONE TREE DR, CAMDEN, DE 19934-4734 |
| Document Number | 0000431779 |
|---|---|
| Date | Oct 5, 2021 |
| Book Page | 11431/61 |
| Instrument | 2021-431779 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | KENT DE |
| Property Address | 189 LONE TREE DR, CAMDEN, DE 19934-4734 |
| Document Number | 0000318730 |
| Book / Page | 008616 / 000084 |
| Instrument Date | Mar 29, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 29, 2017 |
| Name | Verified Name |
|---|---|
| Address | 189 LONE TREE DR CAMDEN DE 199344734, CAMDEN, DE 19934-4734 |
| Document Number | 0000318730 |
|---|---|
| Date | May 15, 2017 |
| Book Page | 008616/000084 |
| Instrument | 318730 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 14, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.87% |
Source: Kent County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Delaware |
| County | Kent County |
| Municipality | Camden Town |
| Unified School District | Caesar Rodney School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,840.00 (+23.08%) | $373,900 (-) Land $67,400 Building $306,500 |
| 2025 | $1,495.00 (+12.75%) | $373,900 (+619.04%) Land $67,400 Building $306,500 |
| 2023 | $1,326.00 | $52,000 Land $3,800 Building $48,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 81% of Delaware |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAMDEN PUMP DISTRICT serves 17,208 people · EPA ID DE0000124 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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