Monterey County property record for 189 Live Oak Rd, Royal Oaks, CA 95076
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,222 sqft · built 2004 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $416,500 (Jul 2009) |
| Tax Bill | $11,366 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 181-032-017-000 |
| Primary APN | 181-032-017-000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 16 Rooms |
| Stories | 1 Story |
| Building Area | 3,222 sqft Living Area |
| 1st Floor Area | 3,222 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Other |
| Construction Type | Wood |
| Lot Area | 217,800 sqft |
| Garage Area | 724 sqft |
| Parking Spaces | 3 Parking Spaces |
| Total Buildings | 2 Buildings |
| Street Address | 189 LIVE OAK RD |
|---|---|
| City | ROYAL OAKS |
| State | CA |
| Zip | 95076-5732 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUB OF L 10 LOS CARNEROS RO & OF POR OF SEC25 T12 R2 SUB B OF L 28 5 AC APRX RW & EXC RW EXC SCENIC EASE TO MONTEREY COUNTY DOC # 2003007339. |
| Legal Subdivision | LOS CARNEROS RCHO |
| Legal Tract | 12 |
| Legal Block | 1 |
| Legal Lot Number | 10,28 |
| Jurisdiction | MONTEREY CA |
| Township / Civil Division | PAJARO |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 10202 |
189 Live Oak Rd is owned and occupied by two individuals who bought it in July 2009.
Source: Monterey County records, as of August 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 189 LIVE OAK RD, ROYAL OAKS, CA 95076-5732 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 15, 2009 · Amount on File |
| Deed Sale | Jul 15, 2009 · Amount on File |
| Prior Sale | Sep 4, 2003 · Amount on File |
| Deed Document Number | 200944554 |
| Prior Transfer Date | Oct 26, 2001 |
| Prior Transfer Doc | 0000058978 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 189 Live Oak Rd was $11,366.
Source: Monterey County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | Monterey County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,010,466 (+5.74%) Land $348,902 Building $661,564 | |
| 2025 | $11,366.00 | $955,654 Land $342,061 Building $613,593 |
| 2023 | $9,439.00 (+1.75%) | $856,071 Land $328,779 Building $527,292 |
| 2022 | $9,277.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 189 Live Oak Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 7 (1997–2022) |
| Claims Outside the SFHA | 2 of 7 |
| Most Recent Claim | Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 189 Live Oak Rd is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 54% of the US · lower than 68% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Razzolink Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Cruzio, T-Mobile.
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