Union County and Berkeley Heights Township property record for 189 Lawrence Dr, Berkeley Heights, NJ 07922
| Property Type | Single Family Home |
|---|---|
| Details | 2,408 sqft · built 1962 |
| Lot Size | 0.427 acres (18,600 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $999,999 (Oct 2025) |
| Tax Bill | $14,158 (2025) |
| Deeds & Mortgages | Nov 2023 Mortgage Oct 2025 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 01-01401-0000-00040 |
| Primary APN | 01-01401-0000-00040 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,408 sqft Living Area |
| 1st Floor Area | 2,408 sqft |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Construction Type | Frame |
| Lot Area | 18,600 sqft (0.427 acres) |
| Lot Dimensions | 150 ft deep x 124 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 189 LAWRENCE DR |
|---|---|
| City | BERKELEY HEIGHTS |
| State | NJ |
| Zip | 07922-1288 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Description | ADDITIONAL LOTS: 238 28 |
| Legal Subdivision | WHITE OAK RDG BERKELEY HEIGHTS |
| Legal Block | 1401 |
| Legal Lot Number | 40 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | BERKELEY HEIGHTS |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 38202 |
189 Lawrence Dr is owned and occupied by two individuals who bought it in October 2025.
Source: Union County and Berkeley Heights Township records, as of July 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 189 LAWRENCE DR, BERKELEY HEIGHTS, NJ 07922-1288 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 28, 2023 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Oct 24, 2025 | Deed, Transfer · Conventional Mortgage TD BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 24, 2025 · Amount on File |
| Deed Sale | Oct 24, 2025 · Amount on File |
| Prior Sale | Mar 25, 2013 · Amount on File |
| Deed Document Number | 202550348 |
| Deed Book / Page | 6599 / 2292 |
| Prior Transfer Date | Nov 3, 1995 |
| Prior Transfer Doc | 0000021941 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 189 LAWRENCE DR, BERKELEY HEIGHTS, NJ 07922-1288 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 189 LAWRENCE DR, BERKELEY HEIGHTS, NJ 07922-1288 |
| Investor | Possibly a Property Investor |
| Document Number | 0154382909 |
|---|---|
| Date | Nov 28, 2023 |
| Book Page | 15438/2909 |
| Instrument | 58750 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CLEVELAND, OH 44114 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Oct 24, 2025 |
| Property Address | 189 LAWRENCE DR, BERKELEY HEIGHTS, NJ 07922-1288 |
| Document Number | 0065992292 |
| Book / Page | 6599 / 2292 |
| Instrument Date | Oct 10, 2025 |
| Instrument | 50348 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | STEWART TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $9,575.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 44 IRONIA ROAD, GREAT MEADOWS, NJ 07838 |
| Name | Verified Name |
|---|---|
| Address | 189 LAWRENCE DR, BERKELEY HEIGHTS, NJ 07922-1288 |
| Investor | Possibly a Property Investor |
| Document Number | 0000084490 |
|---|---|
| Date | Oct 24, 2025 |
| Instrument | 84490 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.37% |
| Type Change Date | Nov 1, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.37% |
| Max Rate At Change | 7.37% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 10.3% |
The 2025 property tax bill for 189 Lawrence Dr was $14,158, up 2.7% from the year before.
Source: Union County and Berkeley Heights Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| County Subdivision | Berkeley Heights Township |
| Unified School District | Berkeley Heights Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $321,700 (-) Land $165,600 Building $156,100 | $321,700 (-) Land $165,600 Building $156,100 | |
| 2025 | $14,158.00 (+2.66%) | $321,700 Land $165,600 Building $156,100 | $321,700 Land $165,600 Building $156,100 |
| 2024 | $13,791.00 | ||
| 2023 | $321,700 Land $165,600 Building $156,100 | $321,700 Land $165,600 Building $156,100 | |
| 2022 | $13,508.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 189 Lawrence Dr in Zone X, an area of moderate flood risk, though there have been 44 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 20 individual policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 24 units insured incl. 4 condo units |
| Nearby Flood Claims | 44 (1978–2025) |
| Claims Outside the SFHA | 9 of 44 |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 189 Lawrence Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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