189 Laurelton St, Springfield, MA 01109 Property Records

Hampden County and Springfield City property record for 189 Laurelton St, Springfield, MA 01109

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,484 sqft · built 2010
Lot Size0.103 acres (4,500 sqft)
Owner2 Individual Names on File
Last Sale$210,000 (Dec 2018)
Tax Bill$5,334 (2026)
Deeds & MortgagesNov 2021 Mortgage
Nov 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNSPRI S:07560 P:0063

Property Details

APN / Parcel Number

Primary APNSPRI S:07560 P:0063
Alternative APN
  • 75600063

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,484 sqft Living Area
1st Floor Area652 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area4,500 sqft (0.103 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number75600063
Street Address189 LAURELTON ST
CitySPRINGFIELD
StateMA
Zip01109-1828
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
JurisdictionSPRINGFIELD MA
Township / Civil DivisionSPRINGFIELD
Census Block Group2
Census Block2006
Census Tract801501

Owner

189 Laurelton St is owned and occupied by two individuals who bought it in December 2018.

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address189 LAURELTON ST, SPRINGFIELD, MA 01109-1828
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 9, 2021Deed of Trust, Mortgage · FHA Mortgage
SECRETARY HOUSING URBAN DEVELOPMENT
Nov 9, 2021Deed of Trust, Mortgage · FHA Mortgage
SECRETARY HOUSING URBAN DEVELOPMENT
Aug 21, 2019Deed of Trust, Mortgage · FHA Mortgage
DITECH FINANCIAL LLC
Dec 28, 2018Quit Claim Deed, Transfer · FHA Mortgage
RESIDENTIAL MORTGAGE SERVICES

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 28, 2018 · Amount on File
Deed SaleDec 28, 2018 · Amount on File
Prior SaleFeb 20, 2015 · Amount on File
Deed Book / Page22505 / 252
Prior Transfer DateDec 27, 2018
Prior Transfer Doc022505-252
Record UpdatedOct 29, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPRINGFIELD MA
Property Address189 LAURELTON ST, SPRINGFIELD, MA 01109-1828
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number024236-452
DateNov 9, 2021
Book Page24236/452
Instrument79884
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term337 Months
DueDec 1, 2049

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPRINGFIELD MA
Property Address189 LAURELTON ST, SPRINGFIELD, MA 01109-1828
Transaction TypeMortgage
Record UpdatedNov 25, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number24236-452
DateNov 9, 2021
Book Page24236/452
Instrument79884
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term337 Months
DueDec 1, 2049

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPRINGFIELD MA
Property Address189 LAURELTON ST, SPRINGFIELD, MA 01109-1828
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number22814-225
DateAug 21, 2019
Book Page22814/225
Instrument47258
Lender
NameDITECH FINANCIAL LLC
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2049

December 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSPRINGFIELD MA
Recording DateDec 28, 2018
Property Address189 LAURELTON ST, SPRINGFIELD, MA 01109-1828
Document Number22505-252
Book / Page22505 / 252
Instrument DateDec 27, 2018
Instrument77557
Transaction TypeTransfer
Record UpdatedMay 11, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address44 HIGH ST APT 210, 210, SPRINGFIELD, MA 01105-2365

Mortgage

Document Number77558
DateDec 28, 2018
Instrument77558
Lender
NameRESIDENTIAL MORTGAGE SERVICES
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 189 Laurelton St was $5,334, up 6.1% from the year before.

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalitySpringfield City
Unified School DistrictSpringfield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,334.00 (+6.11%)$345,000 (+7.61%) Land $42,200 Building $302,800$353,936 (+14.25%)
2025$5,027.00$320,600 Land $38,300 Building $282,300$309,795 (+4.59%)
2024$296,210
2023$4,667.00$273,700 Land $29,000 Building $244,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 189 Laurelton St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 189 Laurelton St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 92% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPRINGFIELD WATER AND SEWER COMMISSION
serves 169,170 people · EPA ID MA1281000
Water SourceSurface water
Last State InspectionOct 2025
Lead4 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
not recorded as resolved · Apr 2026
Total trihalomethanes
not recorded as resolved · Oct 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 602 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
AT&T
Fixed Wireless
100 / 20

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