189 Laurel Cir, Lavonia, GA 30553 Property Records

Franklin County property record for 189 Laurel Cir, Lavonia, GA 30553

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,310 sqft · built 2022
Lot Size	0.48 acres (20,972 sqft)
Owner	Individual Name on File
Tax Bill	$5,553 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit May 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`060A-043`

Property Details

APN / Parcel Number

Primary APN	`060A-043`
Alternative APN	`7873`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,310 sqft Heated Area
1st Floor Area	1,452 sqft
2nd Floor Area	858 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Fiber Cement Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	20,972 sqft (0.48 acres)
Terrain	Rolling
Porch	Slab
Utility Building	120 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	7873
Street Address	189 LAUREL CIR
City	LAVONIA
State	GA
Zip	30553-2144
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UNZONED SU
Legal Description	HOLIDAY HILLS A-84
Legal Subdivision	HOLIDAY HILLS WATER
Jurisdiction	FRANKLIN GA
Township / Civil Division	LAVONIA
Census Block Group	2
Census Block	2002
Census Tract	890103

Owner

189 Laurel Cir is owned and occupied by an individual who acquired it in May 2021.

Source: Franklin County records, as of December 12, 2025

Owner of Record	Individual Name on File
Mailing Address	189 LAUREL CIR, LAVONIA, GA 30553-2144
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2023	Deed of Trust, Mortgage · Line of Credit PINNACLE BANK
May 21, 2021	Warranty Deed, Transfer OTHER
May 19, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2021
Deed Sale	May 19, 2021
Prior Sale	Mar 31, 1987 · Amount on File
Deed Document Number	2021672
Deed Book / Page	1453 / 341
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN GA
Property Address	189 LAUREL CIR, LAVONIA, GA 30553-2144
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	189 LAUREL CIR, LAVONIA, GA 30553-2144

Mortgage

Document Number	0000001565/0000000081
Date	Mar 7, 2023
Book Page	0000001565/0000000081

Lender

Name	PINNACLE BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jan 1, 2033

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN GA
Recording Date	May 21, 2021
Property Address	189 LAUREL CIR, LAVONIA, GA 30553-2144
Document Number	0014530341
Book / Page	001453 / 000341
Instrument Date	May 21, 2021
Transaction Type	Transfer
Record Updated	Jun 18, 2021
Title Company	OTHER

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	LAUREL CIR LAVONIA GA 30553, LAVONIA, GA 30553

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN GA
Recording Date	May 19, 2021
Property Address	189 LAUREL CIR, LAVONIA, GA 30553-2144
Document Number	001453/341
Book / Page	1453 / 341
Instrument Date	May 19, 2021
Instrument	2021-000672
Transaction Type	Transfer
Record Updated	Mar 1, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 SIESTA LN, LAVONIA, GA 30553-6037

Tax Assessment & Valuation

The 2025 property tax bill for 189 Laurel Cir was $5,553 with a homeowner's exemption.

Source: Franklin County assessment roll, as of December 12, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,553.00 Homeowner's exemption	$242,354 Land $76,000 Building $166,354	$605,886 Land $190,000 Building $415,886
2023	$3,881.00	$152,436 Land $60,000 Building $92,436	$381,090 Land $150,000 Building $231,090

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 189 Laurel Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 26, 2008

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 189 Laurel Cir is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Cable	500 / 50
Windstream DSL	200 / 20

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Laurel Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures