189 Kristen Ln, Suffolk, VA 23434 Property Records

Suffolk City property record for 189 Kristen Ln, Suffolk, VA 23434

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,776 sqft · built 1996
Lot Size	0.33 acres (14,375 sqft)
Owner	Individual Name on Record
Last Sale	$253,000 (Aug 2019)
Tax Bill	$4,180 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Aug 2019 Sale & Mortgage
APN	`25E(5C)*27`

Property Details

APN / Parcel Number

Primary APN	`25E(5C)*27`
Alternative APN	`253280200`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,776 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	14,375 sqft (0.33 acres)
Garage Type	Mixed
Garage Area	760 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	253280200
Street Address	189 KRISTEN LN
City	SUFFOLK
State	VA
Zip	23434-9107
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIAL COMPACT
Legal Description	L.27,BURNETTS MILL,SEC. 5C
Legal Subdivision	BMILL WATER INFL
Legal Lot Number	27
Jurisdiction	SUFFOLK CITY VA
Township / Civil Division	SUFFOLK
Census Block Group	4
Census Block	4000
Census Tract	75402

Owner

Source: Suffolk City records, as of December 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	189 KRISTEN LN, SUFFOLK, VA 23434-9107
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2025	Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Aug 13, 2019	Warranty Deed, Transfer · ARM NEWPORT NEWS SHIPBUILDING EMPLOYEES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2019 · Amount on Record
Deed Sale	Aug 13, 2019 · Amount on Record
Prior Sale	Aug 31, 2016 · Amount on Record
Deed Document Number	190008752
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK CITY VA
Property Address	189 KRISTEN LN, SUFFOLK, VA 23434-9107
Transaction Type	Mortgage
Record Updated	Nov 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95-1009 OLILIKO ST, MILILANI, HI 96789-4813

Mortgage

Document Number	0250011913
Date	Oct 21, 2025
Instrument	250011913

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUFFOLK CITY VA
Recording Date	Aug 13, 2019
Property Address	189 KRISTEN LN, SUFFOLK, VA 23434-9107
Document Number	190008752
Instrument Date	Aug 6, 2019
Instrument	190008752
Transaction Type	Transfer
Record Updated	Oct 19, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	189 KRISTEN LN, SUFFOLK, VA 23434-9107

Mortgage

Document Number	190008753
Date	Aug 13, 2019
Instrument	190008753

Lender

Name	NEWPORT NEWS SHIPBUILDING EMPLOYEES

Agreement

Type	ARM
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Type Change Date	Sep 1, 2022

Tax Assessment & Valuation

Source: Suffolk City assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Suffolk City
Unified School District	Suffolk City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$348,600 (+2.89%) Land $78,000 Building $270,600
2025	$4,180.00 (+4.03%)	$348,600 (+2.89%) Land $78,000 Building $270,600	$338,800 (+2.36%) Land $73,500 Building $265,300
2024	$4,018.00 (+11.39%)	$338,800 (+2.36%) Land $73,500 Building $265,300
2023	$3,607.00	$331,000 Land $73,500 Building $257,500	$331,000 Land $73,500 Building $257,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUFFOLK serves 69,822 people · EPA ID VA3800805
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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