189 Kinder Ln, Canton, NC 28716 Property Records

Haywood County property record for 189 Kinder Ln, Canton, NC 28716

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 247 sqft · built 1984
Lot Size	3.71 acres (161,608 sqft)
Owner	Individual Name on Record
Last Sale	$174,000 (Oct 2017)
Tax Bill	$1,589 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8663-01-2194`

Property Details

APN / Parcel Number

Primary APN	`8663-01-2194`
Alternative APN	`249850`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	247 sqft Heated Area
Gross Area	2,741 sqft
1st Floor Area	247 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Contemporary
Exterior Material	Fiber Cement Siding
Roof Material	Asphalt
Lot Area	161,608 sqft (3.71 acres)
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	Forced Air with A/C
Sewer	Septic

Location & Zoning

Account Number	249850
Street Address	189 KINDER LN
City	CANTON
State	NC
Zip	28716-5694
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	189 KINDER LN
Legal Subdivision	WESTERN CAROLINA BANK
Jurisdiction	HAYWOOD NC
Township / Civil Division	EAST FORK
Census Block Group	3
Census Block	3020
Census Tract	921302

Owner

Source: Haywood County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	189 KINDER LN, CANTON, NC 28716-5694
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage M & T BANK
Oct 10, 2017	Warranty Deed, Transfer ATLANTIC BAY MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 10, 2017 · Amount on Record
Deed Sale	Oct 10, 2017 · Amount on Record
Prior Sale	Jun 9, 2014 · Amount on Record
Deed Document Number	20179377
Deed Book / Page	938 / 622
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Property Address	189 KINDER LN, CANTON, NC 28716-5694
Transaction Type	Mortgage
Record Updated	Sep 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010710078
Date	Sep 2, 2022
Book Page	1071/78
Instrument	2022009390

Lender

Name	M & T BANK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	9.62%
Index	1-Year LIBOR
Margin	3
Max Rate	9.62%

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Oct 10, 2017
Property Address	189 KINDER LN, CANTON, NC 28716-5694
Document Number	0939380622
Book / Page	393938 / 000622
Instrument Date	Oct 9, 2017
Instrument	9377
Transaction Type	Transfer
Record Updated	Oct 23, 2017

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$348.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	189 KINDER LN CANTON NC 287165694, CANTON, NC 28716-5694

Mortgage

Document Number	9380625
Date	Oct 10, 2017
Book Page	000938/000625
Instrument	9378

Lender

Name	ATLANTIC BAY MTG
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 9, 2047

Tax Assessment & Valuation

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Haywood County
Unified School District	Haywood County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$220,100 (-) Land $39,400 Building $180,700
2025	$1,589.00	$220,100 (-) Land $39,400 Building $180,700	$220,100 (-) Land $39,400 Building $180,700
2023		$220,100 Land $39,400 Building $180,700	$220,100 (-) Land $39,400 Building $180,700
2021			$220,100 Land $39,400 Building $180,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 35 policies
Nearby Flood Policies	35 in force
Nearby Flood Claims	50 (2004–2024)
Claims Outside the SFHA	12 of 50
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 23 claims Remnants Of Tropical Storm Fred, Aug 2021 · 18 claims Hurricane Ivan, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Cable	1,000 / 25
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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