189 Keen Dr, Shelby, NC 28152 Property Records

Cleveland County property record for 189 Keen Dr, Shelby, NC 28152

Property Summary

Property Type	Single Family Home
Details	2,295 sqft · built 2002
Lot Size	1.15 acres (50,224 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,586 (2026)
Deeds & Mortgages	May 2026 Line of Credit Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`50044`

Property Details

APN / Parcel Number

Primary APN	`50044`
Alternative APN	`1176962`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	2,295 sqft Finished Area
Basement Area	585 sqft
Unfinished Basement	585 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2006
Exterior Material	Brick
Foundation Type	Footing
Lot Area	50,224 sqft (1.15 acres)
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1176962
Street Address	189 KEEN DR
City	SHELBY
State	NC
Zip	28152-8191
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	#17 PB19-129 HAWKS RIDGE
Legal Subdivision	HAWKS RIDGE
Legal Block	1
Legal Lot Number	127
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	2
Census Block	2013
Census Tract	951503

Owner

Source: Cleveland County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	189 KEEN DR, SHELBY, NC 28152-8191
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 12, 2026	Deed of Trust, Mortgage · Line of Credit NEW AMERICAN FUNDING
Mar 30, 2022	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Recording Date	May 12, 2026
Property Address	189 KEEN DR, SHELBY, NC 28152-8191
Document Number	0200128249
Book / Page	1974 / 186
Instrument Date	May 4, 2026
Instrument	2026200128249
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200128249,
Date	May 12, 2026
Book Page	1974/186
Instrument	2026200128249

Lender

Name	NEW AMERICAN FUNDING

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 29, 2056

Interest

Rate	6.46%
Max Rate	-1%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	189 KEEN DR, SHELBY, NC 28152-8191
Transaction Type	Mortgage
Record Updated	Apr 14, 2022
Title Company	VANTAGE PT TITLE INC, VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0018682261
Date	Mar 30, 2022
Book Page	1868/2261
Instrument	200070630

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Boiling Springs Town
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,586.00 (+7.75%)	$376,076 (-) Land $25,664 Building $350,412	$376,076 (-) Land $25,664 Building $350,412
2025	$3,328.00	$376,076 (+35.3%) Land $25,664 Building $350,412	$376,076 (+35.3%) Land $25,664 Building $350,412
2023		$277,958 Land $20,974 Building $256,984	$277,958 Land $20,974 Building $256,984

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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