Bristol County and New Bedford City property record for 189 James St, New Bedford, MA 02740
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,323 sqft · built 1922 |
| Lot Size | 0.068 acres (2,980 sqft) |
| Owner | Individual Name on File |
| Last Sale | $165,000 (May 2010) |
| Tax Bill | $3,645 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Sep 2023 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | NEWB M:0050 L:0341 |
| Primary APN | NEWB M:0050 L:0341 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,323 sqft Living Area |
| Gross Area | 2,149 sqft |
| Basement Area | 648 sqft |
| Unfinished Basement | 648 sqft |
| Year Built | Built 1922 |
|---|---|
| Effective Year Built | Effective 1922 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Slate |
| Lot Area | 2,980 sqft (0.068 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Account Number | 10176 |
|---|---|
| Street Address | 189 JAMES ST |
| City | NEW BEDFORD |
| State | MA |
| Zip | 02740-3727 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RB |
| Legal Lot Number | 341 |
| Jurisdiction | NEW BEDFORD MA |
| Township / Civil Division | NEW BEDFORD |
| Census Block Group | 4 |
| Census Block | 4030 |
| Census Tract | 651600 |
189 James St is owned by an individual who bought it in May 2010.
Source: Bristol County and New Bedford City records, as of July 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1935 SERPENTINE CIR S, SAINT PETERSBURG, FL 33712-6048 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 24, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Sep 27, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 28, 2010 · Amount on File |
| Deed Sale | May 28, 2010 · Amount on File |
| Deed Book / Page | 9728 / 45 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW BEDFORD MA |
| Property Address | 189 JAMES ST, NEW BEDFORD, MA 02740-3727 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0015317-73 |
|---|---|
| Date | Sep 24, 2025 |
| Book Page | 15317/73 |
| Instrument | 202500170920 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW BEDFORD MA |
| Property Address | 189 JAMES ST, NEW BEDFORD, MA 02740-3727 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 014796-321 |
|---|---|
| Date | Sep 27, 2023 |
| Book Page | 14796/321 |
| Instrument | 17002 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2053 |
The 2025 property tax bill for 189 James St was $3,645, up 8.5% from the year before.
Source: Bristol County and New Bedford City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Bristol County |
| Municipality | New Bedford City |
| Unified School District | New Bedford School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,645.00 (+8.51%) | $322,300 (+15.15%) Land $88,800 Building $233,500 | $344,375 (+7.79%) |
| 2024 | $3,359.00 (-4.36%) | $279,900 (+13.87%) Land $82,500 Building $197,400 | $319,485 |
| 2023 | $3,512.00 | $245,800 Land $69,800 Building $176,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 189 James St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 189 James St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NEW BEDFORD DPI serves 101,079 people · EPA ID MA4201000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2023 |
| Lead | 4 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 787 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
May also be available: Verizon.
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