189 Hill St, Dubuque, IA 52001 Property Records

Dubuque County property record for 189 Hill St, Dubuque, IA 52001

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,545 sqft · built 1906
Lot Size	0.227 acres (9,920 sqft)
Owner	2 Individual Names on File
Last Sale	$188,000 (Nov 2002)
Tax Bill	$4,612 (2024)
Deeds & Mortgages	Jul 2021 Mortgage Feb 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`10-25-159-019`

Property Details

APN / Parcel Number

Primary APN	`10-25-159-019`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,545 sqft Living Area
1st Floor Area	979 sqft
Upper Floors Area	979 sqft
Attic Area	539 sqft
Basement Area	490 sqft
Game Room	Game Room

Exterior

Year Built	Built 1906
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Wood Frame
Lot Area	9,920 sqft (0.227 acres)
Lot Dimensions	80 ft deep x 124 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	197 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	189 HILL ST
City	DUBUQUE
State	IA
Zip	52001-7309
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CI
Legal Description	LOT 2 MRS P J PECKOSH SUB
Legal Subdivision	LINCOLN
Legal Lot Number	2
Jurisdiction	DUBUQUE IA
Township / Civil Division	DUBUQUE
Census Block Group	4
Census Block	4018
Census Tract	702

Owner

189 Hill St is owned and occupied by two individuals who bought it in November 2002.

Source: Dubuque County records, as of October 6, 2025

Owner of Record	2 Individual Names on File
Mailing Address	189 HILL ST, DUBUQUE, IA 52001-7309
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage TWO RIVERS BANK & TRUST
Feb 24, 2017	Loan Modification, Mortgage · Conventional with PMI DITECH FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 22, 2002 · Amount on File
Deed Sale	Nov 22, 2002 · Amount on File
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	189 HILL ST, DUBUQUE, IA 52001-7309
Transaction Type	Mortgage
Record Updated	Jul 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011021
Date	Jul 6, 2021
Instrument	2021-00011021

Lender

Name	TWO RIVERS BANK & TRUST
Type	Bank
Address	BURLINGTON, IA 52601

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

February 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DUBUQUE IA
Property Address	189 HILL ST, DUBUQUE, IA 52001-7309
Document Number	0000003059
Instrument Date	Feb 24, 2017
Transaction Type	Mortgage
Record Updated	May 24, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	189 HILL ST DUBUQUE IA 520017309, DUBUQUE, IA 52001-7309

Mortgage

Document Number	0000003059
Date	Mar 20, 2017
Instrument	3059

Lender

Name	DITECH FIN'L
Address	TEMPE, AZ 85284

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	480 Months
Due	Mar 19, 2057

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Dubuque City
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$297,700 Land $35,900 Building $261,800	$297,700 Land $35,900 Building $261,800
2024	$4,612.00
2023		$331,000 (+21.41%) Land $34,200 Building $296,800	$331,000 Land $34,200 Building $296,800
2022	$4,548.00 Homeowner's exemption	$272,630 Land $34,220 Building $238,410
2021			$272,630 Land $34,220 Building $238,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 189 Hill St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 9, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 189 Hill St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ImOn Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Comelec Internet Services, Nextlink.

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