189 Hemlock Ln, Elysburg, PA 17824 Property Records

Northumberland County property record for 189 Hemlock Ln, Elysburg, PA 17824

Property Summary

Property Type	Single Family Home
Lot Size	0.48 acres (20,909 sqft)
Owner	Individual Name on File
Tax Bill	$3,076 (2026)
Deeds & Mortgages	Feb 2024 Mortgage Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`040-04-044-072`

Property Details

APN / Parcel Number

Primary APN	`040-04-044-072`

Exterior

Lot Area	20,909 sqft (0.48 acres)

Location & Zoning

Street Address	189 HEMLOCK LN
City	ELYSBURG
State	PA
Zip	17824-9436
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.484 AC
Legal Subdivision	PINE BROOK
Jurisdiction	NORTHUMBERLAND PA
Township / Civil Division	RALPHO
Census Block Group	3
Census Block	3015
Census Tract	80800

Owner

189 Hemlock Ln is owned and occupied by an individual who acquired it in December 2024.

Source: Northumberland County records, as of March 31, 2026

Owner of Record	Individual Name on File
Mailing Address	189 HEMLOCK LN, ELYSBURG, PA 17824-9436
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2024	Deed of Trust, Mortgage · VA Mortgage MILEND INC
Apr 29, 2021	Deed of Trust, Mortgage · VA Mortgage ACCELERATE MORTGAGE LLC
Feb 3, 2020	Deed of Trust, Mortgage · VA Mortgage ACCELERATE MORTGAGE LLC
Oct 29, 2018	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2024
Deed Sale	Dec 19, 2024
Deed Document Number	202416935
Deed Book / Page	3373 / 711
Prior Transfer Date	Dec 11, 2024
Prior Transfer Doc	003373/711
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHUMBERLAND PA
Property Address	189 HEMLOCK LN, ELYSBURG, PA 17824-9436
Transaction Type	Mortgage
Record Updated	Feb 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003310/279
Date	Feb 1, 2024
Book Page	3310/279
Instrument	202401347

Lender

Name	MILEND INC
Type	Mortgage Company
Address	ALPHARETTA, GA 30009

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHUMBERLAND PA
Property Address	189 HEMLOCK LN, ELYSBURG, PA 17824-9436
Transaction Type	Mortgage
Record Updated	May 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3084/465
Date	Apr 29, 2021
Book Page	3084/465
Instrument	202107038

Lender

Name	ACCELERATE MORTGAGE LLC
Type	Mortgage Company
Address	NEWARK, DE 19713

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHUMBERLAND PA
Property Address	189 HEMLOCK LN, ELYSBURG, PA 17824-9436
Transaction Type	Mortgage
Record Updated	Feb 13, 2020
Title Company	CLIENTFIRST TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2980/204
Date	Feb 3, 2020
Book Page	2980/204
Instrument	202001666

Lender

Name	ACCELERATE MORTGAGE LLC
Type	Mortgage Company
Address	NEWARK, DE 19713

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2050

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHUMBERLAND PA
Property Address	189 HEMLOCK LN, ELYSBURG, PA 17824-9436
Transaction Type	Mortgage
Record Updated	Nov 12, 2018
Title Company	TITLE SOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2886/835
Date	Oct 29, 2018
Book Page	2886/835
Instrument	201816756

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 189 Hemlock Ln was $3,076.

Source: Northumberland County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Northumberland County
County Subdivision	Ralpho Township
Unified School District	Southern Columbia Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,076.00	$25,350 Land $3,870 Building $21,480
2024	$2,763.00	$25,350 (-) Land $3,870 Building $21,480
2023	$2,763.00	$25,350 Land $3,870 Building $21,480
1972			$25,350 Land $3,870 Building $21,480

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 189 Hemlock Ln in Zone X, an area of minimal flood risk, though there have been 56 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective August 9, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	56 (1978–2018)
Claims Outside the SFHA	30 of 56
Most Recent Claim	Aug 2018 · river or lake flooding
Claims by Event	Tropical Storm Lee, Sep 2011 · 20 claims Severe Storms, Flooding, And Mudslides, Jun 2006 · 14 claims Severe Storms And Flooding, Jan 1996 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 189 Hemlock Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA PA ROARING CREEK DIVISION private · serves 43,000 people · EPA ID PA4490024
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Apr 2026
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Service Electric Cable TV Cable	2,000 / 200
Verizon Fixed Wireless	300 / 20

May also be available: SkyPacket.

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