189 Harry Way, Lucerne, CA 95458 Property Records

Lake County property record for 189 Harry Way, Lucerne, CA 95458

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 1,344 sqft · built 1978
Lot Size0.17 acres (7,405 sqft)
Owner2 Individual Names on Record
Last Sale$225,000 (Apr 2015)
Tax Bill$2,436 (2026)
Deeds & MortgagesApr 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN060-014-180-000

Property Details

APN / Parcel Number

Primary APN060-014-180-000
Alternative APNs
  • 060-014-18
  • 0600141600

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,344 sqft Living Area
1st Floor Area1,344 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1990
Construction TypeSteel Frame
Lot Area7,405 sqft (0.17 acres)
Garage TypeAttached
Garage Area630 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number060-014-18
Street Address189 HARRY WAY
CityLUCERNE
StateCA
Zip95458-8508
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal SubdivisionKONO TAYEE ESTATES
Legal Block1
Legal Lot Number111
JurisdictionLAKE CA
Township / Civil DivisionLUCERNE-CLEARLAKE OAKS
Census Block Group1
Census Block1021
Census Tract602

Owner

Source: Lake County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address189 HARRY WAY, LUCERNE, CA 95458-8508
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 27, 2015 · Amount on Record
Deed SaleApr 27, 2015 · Amount on Record
Prior SaleMay 24, 2011 · Amount on Record
Deed Document Number20155031
Record UpdatedOct 29, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE CA
Property Address189 HARRY WAY, LUCERNE, CA 95458-8508
Transaction TypeMortgage
Record UpdatedJul 20, 2022
Title CompanyFIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000004467
DateApr 13, 2020
Instrument2020004467
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressTROY, MI 48098
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2050

Tax Assessment & Valuation

Source: Lake County assessment roll, as of October 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyLake County
Elementary School DistrictLucerne Elementary School District (KG - 08)
Secondary School DistrictUpper Lake Unified School District (9-12) (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$2,436.00 (-2.29%) Homeowner's exemption$232,905 (+2%) Land $42,900 Building $190,005
2025$2,493.00 (+4.62%) Homeowner's exemption$228,339 (+4.04%) Land $42,059 Building $186,280
2023$2,383.00 (+0.97%) Homeowner's exemption$219,475 Land $40,427 Building $179,048
2022$2,360.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 24 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies24 in force
Nearby Flood Claims3 (1998–2017)
Most Recent ClaimFeb 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event
  • Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 80% of the US · above 58% of California
Wildfire Likelihood0.5% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE COUNTY CSA 13 - KONO TAYEE
serves 449 people · EPA ID CA1700554
Water SourceGroundwater
Last State InspectionMay 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
DigitalPath
Fixed Wireless
400 / 20
Starlink
Satellite
280 / 30
101Netlink
Fixed Wireless
100 / 20

May also be available: Mediacom Xtream, Valley Internet.

Nearby Properties on Harry Way

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