Cook County property record for 189 Happ Rd, Northfield, IL 60093
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 3,174 sqft · built 1976 |
| Lot Size | 0.453 acres (19,732 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $900,000 (Aug 2025) |
| Tax Bill | $15,638 (2023) |
| Deeds & Mortgages | Mar 2021 Mortgage Aug 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-19-315-047 |
| Primary APN | 05-19-315-047 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,174 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Multi-Level |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 19,732 sqft (0.453 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 189 HAPP RD |
|---|---|
| City | NORTHFIELD |
| State | IL |
| Zip | 60093-3449 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PCL 1 LOT 1 IN PINECREST A SUB OF P T OF LOT 3 IN HAPPS SUB IN SW QTR O F SEC 19 TWP 42 N RNG 13 E OF TH... |
| Legal Range | 13E |
| Legal Township | 42N |
| Legal Section | 19 |
| Legal Subdivision | PINECREST |
| Legal Lot Number | 1 |
| Jurisdiction | COOK IL |
| Township / Civil Division | NEW TRIER |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 800800 |
Source: Cook County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 189 HAPP RD, NORTHFIELD, IL 60093-3449 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Aug 1, 2025 | Warranty Deed, Transfer · Conventional Mortgage WINTRUST MORTGAGE |
| Apr 26, 2018 | Warranty Deed, Transfer US BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 1, 2025 · Amount on Record |
| Deed Sale | Aug 1, 2025 · Amount on Record |
| Prior Sale | Apr 26, 2018 · Amount on Record |
| Deed Document Number | 202520369 |
| Prior Transfer Date | Jun 3, 1994 |
| Prior Transfer Doc | 0000000889 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 189 HAPP RD, NORTHFIELD, IL 60093-3449 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0007520259 |
|---|---|
| Date | Mar 16, 2021 |
| Instrument | 2107520259 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 1, 2051 |
| Rate | 3.62% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Aug 1, 2025 |
| Property Address | 189 HAPP RD, NORTHFIELD, IL 60093-3449 |
| Document Number | 0021320369 |
| Instrument Date | Jul 25, 2025 |
| Instrument | 2521320369 |
| Transaction Type | Transfer |
| Record Updated | May 8, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $900.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 189 HAPP RD, NORTHFIELD, IL 60093-3449 |
| Document Number | 0021320370 |
|---|---|
| Date | Aug 1, 2025 |
| Instrument | 2521320370 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2055 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.87% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Apr 26, 2018 |
| Property Address | 189 HAPP RD, NORTHFIELD, IL 60093-3449 |
| Document Number | 1811608112 |
| Instrument Date | Apr 16, 2018 |
| Instrument | 11608112 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2018 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $745.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 189 HAPP RD NORTHFIELD IL 600933449, NORTHFIELD, IL 60093-3449 |
| Document Number | 1811608113 |
|---|---|
| Date | Apr 26, 2018 |
| Instrument | 11608113 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 25, 2048 |
| Rate | 4.37% |
|---|
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | New Trier Township |
| Municipality | Northfield Village |
| Elementary School District | Avoca School District 37 (KG - 08) |
| Secondary School District | New Trier Township High School District 203 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $93,000 (+27.4%) Land $31,571 Building $61,429 | $930,000 (+27.4%) Land $315,710 Building $614,290 | |
| 2023 | $15,638.00 (+5.7%) | ||
| 2022 | $14,795.00 | $72,999 Land $31,571 Building $41,428 | $729,990 Land $315,710 Building $414,280 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 80 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 80 in force |
| Nearby Flood Claims | 99 (1979–2020) |
| Claims Outside the SFHA | 32 of 99 |
| Most Recent Claim | May 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHFIELD serves 5,751 people · EPA ID IL0312100 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2023 |
| Lead | 21 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead public education currently in violation since Mar 2026 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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