189 Half Mile Ln, Kenbridge, VA 23944 Property Records

Lunenburg County property record for 189 Half Mile Ln, Kenbridge, VA 23944

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,320 sqft · built 2016
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on Record
Last Sale	$497,410 (Dec 2022)
Tax Bill	$511 (2026)
Deeds & Mortgages	Oct 2025 Line of Credit Dec 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`049 0A0 59`

Property Details

APN / Parcel Number

Primary APN	`049 0A0 59`
Alternative APN	`7608`

Interior

Bedrooms	3 Beds
Total Rooms	6 Rooms
Building Area	1,320 sqft Living Area

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Lot Area	217,800 sqft (5 acres)

Location & Zoning

Account Number	7608
Street Address	189 HALF MILE LN
City	KENBRIDGE
State	VA
Zip	23944-2333
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	5
Legal Description	STONEY CREEK 5 AC
Legal Subdivision	STONEY CREEK
Jurisdiction	LUNENBURG VA
Township / Civil Division	BEAVER CREEK
Census Block Group	2
Census Block	2006
Census Tract	930300

Owner

Source: Lunenburg County records, as of May 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	189 HALF MILE LN, KENBRIDGE, VA 23944-2333
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2025	Deed of Trust, Mortgage · Line of Credit BENCHMARK COMMUNITY BANK
Dec 9, 2022	Deed of Trust, Mortgage · Line of Credit BENCHMARK COMMUNITY BANK
Jul 9, 2021	Deed of Trust, Mortgage · Line of Credit BENCHMARK COMMUNITY BANK
Jul 18, 2017	Deed of Trust, Mortgage · Stand-Alone Refinance OCEANSIDE MORTGAGE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 9, 2022 · Amount on Record
Deed Sale	Dec 9, 2022 · Amount on Record
Prior Sale	Dec 9, 2022 · Amount on Record
Deed Document Number	2022161610
Deed Book / Page	3367 / 2143
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUNENBURG VA
Property Address	189 HALF MILE LN, KENBRIDGE, VA 23944-2333
Transaction Type	Mortgage
Record Updated	Nov 5, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0250001154
Date	Oct 8, 2025
Instrument	250001154

Lender

Name	BENCHMARK COMMUNITY BANK
Type	Bank
Address	KENBRIDGE, VA 23944

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Oct 3, 2065

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUNENBURG VA
Property Address	189 HALF MILE LN, KENBRIDGE, VA 23944-2333
Transaction Type	Mortgage
Record Updated	Jan 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220001611
Date	Dec 9, 2022
Instrument	220001611

Lender

Name	BENCHMARK COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Dec 7, 2062

Interest

Rate Type	Adjustable Rate

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUNENBURG VA
Property Address	189 HALF MILE LN, KENBRIDGE, VA 23944-2333
Transaction Type	Mortgage
Record Updated	Aug 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	210000864
Date	Jul 9, 2021
Instrument	210000864

Lender

Name	BENCHMARK COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Jul 9, 2061

Interest

Rate Type	Adjustable Rate

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUNENBURG VA
Property Address	189 HALF MILE LN, KENBRIDGE, VA 23944-2333
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORCHARD STREET SETTLEMENTS LLC, ORCHARD STREET STLMNTS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	395/733
Date	Jul 18, 2017
Book Page	395/733
Instrument	170000849

Lender

Name	OCEANSIDE MORTGAGE COMPANY

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Lunenburg County assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Lunenburg County
Unified School District	Lunenburg County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$511.00	$138,300 Land $30,000 Building $108,300	$138,300 Land $30,000 Building $108,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

Cell Coverage

5G and 4G LTE (outdoors only)

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