189 Grant Ave, Dumont, NJ 07628 Property Records

Bergen County and Dumont Borough property record for 189 Grant Ave, Dumont, NJ 07628

Property Summary

Property Type	Single Family Home
Details	1,872 sqft · built 1946
Lot Size	0.135 acres (5,881 sqft)
Owner	2 Individual Names on Record
Last Sale	$429,000 (Aug 2019)
Tax Bill	$13,177 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Aug 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-00609-0000-00044`

Property Details

APN / Parcel Number

Primary APN	`10-00609-0000-00044`
Alternative APNs	`100060900044` `313000`

Interior

Building Area	1,872 sqft Living Area

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Lot Area	5,881 sqft (0.135 acres)
Lot Dimensions	60 ft deep x 98 ft wide

Location & Zoning

Account Number	313000
Street Address	189 GRANT AVE
City	DUMONT
State	NJ
Zip	07628-1720
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	98X60
Legal Subdivision	FRANKLIN SUBURBAN
Legal Block	609
Legal Lot Number	44
Jurisdiction	BERGEN NJ
Township / Civil Division	DUMONT
Census Block Group	4
Census Block	4005
Census Tract	10100

Owner

Source: Bergen County and Dumont Borough records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	189 GRANT AVE, DUMONT, NJ 07628-1720
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage PINNACLE MORTGAGE INC
Aug 12, 2019	Deed with Mortgage, Transfer · Conventional with PMI NJ LENDERS
Nov 24, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2019 · Amount on Record
Deed Sale	Aug 12, 2019 · Amount on Record
Deed Document Number	201952535
Deed Book / Page	3320 / 420
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	189 GRANT AVE, DUMONT, NJ 07628-1720
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0037840001
Date	Oct 22, 2020
Book Page	3784/1
Instrument	20-108527

Lender

Name	PINNACLE MORTGAGE INC
Type	Mortgage Company
Address	EAST HANOVER, NJ 07936

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Nov 1, 2045

August 2019: Deed with Mortgage, Transfer

Document Type	Deed with Mortgage
Jurisdiction	BERGEN NJ
Recording Date	Aug 12, 2019
Property Address	189 GRANT AVE, DUMONT, NJ 07628-1720
Document Number	0033200420
Book / Page	003320 / 000420
Instrument Date	Jul 22, 2019
Instrument	52535
Transaction Type	Transfer
Record Updated	Aug 20, 2019
Title Company	NUCO TITLE INSURANCE AGENCY INC, NUCO TITLE INS AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$429.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	189 GRANT AVE DUMONT NJ 076281720, DUMONT, NJ 07628-1720

Mortgage

Document Number	33200426
Date	Aug 12, 2019
Book Page	003320/000426
Instrument	52535

Lender

Name	NJ LENDERS
Address	LITTLE FALLS, NJ 07424

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 11, 2049

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	189 GRANT AVE, DUMONT, NJ 07628-1720
Document Number	0028392316
Instrument Date	Nov 24, 2017
Transaction Type	Mortgage
Record Updated	Aug 30, 2018
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	189 GRANT AVE DUMONT NJ 076281720, DUMONT, NJ 07628-1720

Mortgage

Document Number	0028392316
Date	Jan 18, 2018
Book Page	002839/002316

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 17, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Bergen County and Dumont Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Dumont Borough
Unified School District	Dumont Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$602,600 (+7.01%) Land $305,400 Building $297,200	$602,600 (+7.01%) Land $305,400 Building $297,200
2025	$13,177.00 (+3.2%)	$563,100 (+79.27%) Land $280,800 Building $282,300	$563,100 (+79.27%) Land $280,800 Building $282,300
2024	$12,768.00 (+4.69%)
2023		$314,100 Land $160,400 Building $153,700	$314,100 Land $160,400 Building $153,700
2022	$12,196.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 824 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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