Madison County property record for 189 Gooch Ln, Madison, AL 35758
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,164 sqft · built 1960 |
| Lot Size | 1.72 acres (74,923 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $408,000 (Aug 2018) |
| Tax Bill | $1,794 (2026) |
| Deeds & Mortgages | Oct 2020 Mortgage Sep 2018 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-08-28-3-001-004.000 |
| Primary APN | 15-08-28-3-001-004.000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 2,164 sqft Living Area |
| 1st Floor Area | 2,164 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Retaining Wall |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 74,923 sqft (1.72 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 476286 |
|---|---|
| Street Address | 189 GOOCH LN |
| City | MADISON |
| State | AL |
| Zip | 35758-8363 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 28 T3 R2W PART OF THE SW 1/4 OF SEC 28 DESC AS COM AT THE CEN OF SEC 28 TH S 74 DEG W 555.62 FT TH S 72 DEG W 822.65 FT T |
| Legal Range | 02W |
| Legal Township | 03S |
| Legal Section | 28 |
| Jurisdiction | MADISON AL |
| Township / Civil Division | MADISON |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 11023 |
Source: Madison County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 189 GOOCH LN, MADISON, AL 35758-8363 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 29, 2020 | Deed of Trust, Mortgage IBERIABANK |
| Sep 20, 2018 | Deed of Trust, Mortgage · Line of Credit IBERIABANK |
| Aug 31, 2018 | Grant Deed, Transfer · Conventional Mortgage IBERIABANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 31, 2018 · Amount on Record |
| Deed Sale | Aug 31, 2018 · Amount on Record |
| Deed Document Number | 201856757 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON AL |
| Property Address | 189 GOOCH LN, MADISON, AL 35758-8363 |
| Document Number | 0000089538 |
| Instrument Date | Oct 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2020 |
| Title Company | NORTH AL TITLE AND ESCROW LLC, NORTH AL TITLE & ESCROW LLC |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 189 GOOCH LN MADISON AL 357588363, MADISON, AL 35758-8363 |
| Document Number | 0000089538 |
|---|---|
| Date | Nov 6, 2020 |
| Instrument | 89538 |
| Name | IBERIABANK |
|---|---|
| Type | Bank |
| Address | MEMPHIS, TN 38103 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 5, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON AL |
| Property Address | 189 GOOCH LN, MADISON, AL 35758-8363 |
| Document Number | 0000065045 |
| Instrument Date | Sep 20, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2018 |
| Name | Verified Name |
|---|---|
| Address | 189 GOOCH LN MADISON AL 357588363, MADISON, AL 35758-8363 |
| Document Number | 0000065045 |
|---|---|
| Date | Oct 9, 2018 |
| Instrument | 65045 |
| Name | IBERIABANK |
|---|---|
| Type | Bank |
| Address | MADISON, AL 35758 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 8, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MADISON AL |
| Recording Date | Aug 31, 2018 |
| Property Address | 189 GOOCH LN, MADISON, AL 35758-8363 |
| Document Number | 0000056757 |
| Instrument Date | Aug 31, 2018 |
| Instrument | 56757 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $82.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 206 TIDEWATER DR MADISON AL 357589427, MADISON, AL 35758-9427 |
| Document Number | 56758 |
|---|---|
| Date | Aug 31, 2018 |
| Instrument | 56758 |
| Name | IBERIABANK |
|---|---|
| Type | Bank |
| Address | NEW IBERIA, LA 70562 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 30, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
Source: Madison County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Madison County |
| Municipality | Madison City |
| Unified School District | Madison City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,794.00 (+4.73%) | ||
| 2025 | $1,713.00 (+6.66%) Homeowner's exemption | $25,200 (+6.51%) Land $3,620 Building $21,580 | $251,800 (+6.51%) Land $36,100 Building $215,700 |
| 2023 | $1,606.00 (+15.04%) Homeowner's exemption | $23,660 (+14.63%) Land $3,620 Building $20,040 | $236,400 (+14.65%) Land $36,100 Building $200,300 |
| 2022 | $1,396.00 Homeowner's exemption | $20,640 Land $2,680 Building $17,960 | $206,200 Land $26,700 Building $179,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 98.7% of Alabama |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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