189 Golf Course Rd, Elkin, NC 28621 Property Records

Wilkes County property record for 189 Golf Course Rd, Elkin, NC 28621

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,040 sqft · built 1990
Lot Size	17 acres (741,391 sqft)
Owner	Individual Name on File
Last Sale	$114,000 (Nov 2020)
Tax Bill	$892 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jul 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4913-77-5533`

Property Details

APN / Parcel Number

Primary APN	`4913-77-5533`
Alternative APNs	`1903780` `197982`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Block
Lot Area	741,391 sqft (17 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	197982
Street Address	189 GOLF COURSE RD
City	ELKIN
State	NC
Zip	28621-9288
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	FOOTHILLS FORESTRY
Jurisdiction	WILKES NC
Township / Civil Division	TRAPHILL
Census Block Group	3
Census Block	3008
Census Tract	960200

Owner

189 Golf Course Rd is owned and occupied by an individual who bought it in November 2020.

Source: Wilkes County records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	189 GOLF COURSE RD, ELKIN, NC 28621-9288
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 22, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 10, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 25, 2020 · Amount on File
Deed Sale	Nov 25, 2020 · Amount on File
Prior Sale	Sep 12, 2018 · Amount on File
Deed Document Number	20208517
Deed Book / Page	1318 / 152
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILKES NC
Recording Date	Jul 27, 2026
Property Address	189 GOLF COURSE RD, ELKIN, NC 28621-9288
Document Number	0000005231
Book / Page	1446 / 25
Instrument Date	Jul 23, 2026
Instrument	20265231
Transaction Type	Mortgage
Record Updated	Aug 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	189 GOLF COURSE RD, ELKIN, NC 28621-9288

Mortgage

Document Number	0000005231,
Date	Jul 27, 2026
Book Page	1446/25
Instrument	20265231

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILKES NC
Property Address	189 GOLF COURSE RD, ELKIN, NC 28621-9288
Transaction Type	Mortgage
Record Updated	Jan 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	189 GOLF COURSE RD, ELKIN, NC 28621-9288

Mortgage

Document Number	001421/321
Date	Jul 22, 2025
Book Page	1421/321
Instrument	5143

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2055

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILKES NC
Property Address	189 GOLF COURSE RD, ELKIN, NC 28621-9288
Transaction Type	Mortgage
Record Updated	Jan 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001431/40
Date	Dec 10, 2025
Book Page	1431/40
Instrument	8713

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jan 1, 2046

Tax Assessment & Valuation

The 2025 property tax bill for 189 Golf Course Rd was $892, down 34.5% from the year before.

Source: Wilkes County assessment roll, as of January 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Wilkes County
Unified School District	Wilkes County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$892.00 (-34.46%)	$181,120	$325,270 Land $180,700 Building $144,570
2024	$1,361.00
2023		$89,260 Land $77,760 Building $11,500	$89,260 Land $77,760 Building $11,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 189 Golf Course Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 189 Golf Course Rd is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
RiverStreet Networks Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Golf Course Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures