189 Gage Rd, Riverside, IL 60546 Property Records

Cook County property record for 189 Gage Rd, Riverside, IL 60546

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 3,871 sqft · built 1909
Lot Size0.207 acres (9,000 sqft)
OwnerIndividual Name on Record
Last Sale$610,000 (May 2006)
Tax Bill$23,252 (2023)
Deeds & MortgagesSep 2026 Line of Credit
Sep 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN15-36-403-015

Property Details

APN / Parcel Number

Primary APN15-36-403-015
Alternative APN
  • 15-36-403-015-0000

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area3,871 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1909
Effective Year BuiltEffective 1909
Architectural StyleOld Style
Exterior MaterialWood
Construction TypeFrame
Roof MaterialAsphalt
Lot Area9,000 sqft (0.207 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Water SourceCommercial

Location & Zoning

Street Address189 GAGE RD
CityRIVERSIDE
StateIL
Zip60546-2311
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description(RIVERSIDE) A PT OF THE 2ND DIV IN SEC 36-39-12
Legal Range12E
Legal Township39N
Legal Section36
Legal SubdivisionRIVERSIDE A PT OF THE 2ND DIV IN SEC 3
Legal Block5
Legal Lot Number315
JurisdictionCOOK IL
Township / Civil DivisionRIVERSIDE
Census Block Group3
Census Block3014
Census Tract815702

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Riverside Landscape Architecture District
listed 1969 · National Historic Landmark (designated 1970) · NRIS 69000055

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cook County records, as of September 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address189 GAGE RD, RIVERSIDE, IL 60546-2311
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 14, 2026Deed of Trust, Mortgage · Line of Credit
FIRST AMERICAN BANK
Sep 1, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIRST AMERICAN BANK
Feb 25, 2022Deed of Trust, Mortgage · Line of Credit
FIRST AMERICAN BANK
Nov 29, 2019Deed of Trust, Mortgage · Line of Credit
FIRST AMERICAN BK
Sep 27, 2019Deed of Trust, Mortgage
FIRST AMERICAN BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 19, 2006 · Amount on Record
Deed SaleMay 19, 2006 · Amount on Record
Prior SaleMar 29, 1995 · Amount on Record
Deed Document Number200640191
Prior Transfer DateOct 5, 1993
Prior Transfer Doc0000000435
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Recording DateSep 14, 2026
Property Address189 GAGE RD, RIVERSIDE, IL 60546-2311
Document Number0000026247
Instrument DateSep 4, 2026
Instrument202626247
Transaction TypeMortgage
Record UpdatedSep 22, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety, 298
Address189 GAGE RD, RIVERSIDE, IL 60546-2311
InvestorPossibly a Property Investor

Mortgage

Document Number0000026247,
DateSep 14, 2026
Instrument202626247
Lender
NameFIRST AMERICAN BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueOct 1, 2036
Interest
Rate TypeAdjustable Rate
Rate6.75%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address189 GAGE RD, RIVERSIDE, IL 60546-2311
Transaction TypeMortgage
Record UpdatedApr 22, 2022
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0024401147
DateSep 1, 2021
Instrument2124401147
Lender
NameFIRST AMERICAN BANK
TypeBank
AddressHAMPSHIRE, IL 60140
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2051
Interest
Rate TypeFixed Rate
Rate3%

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address189 GAGE RD, RIVERSIDE, IL 60546-2311
Transaction TypeMortgage
Record UpdatedApr 22, 2022
Title CompanyACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005639308
DateFeb 25, 2022
Instrument2205639308
Lender
NameFIRST AMERICAN BANK
TypeBank
AddressHAMPSHIRE, IL 60140
Agreement
TypeLine of Credit
AmountAmount Recorded
Term117 Months
DueNov 1, 2031
Interest
Rate TypeAdjustable Rate
Rate3.25%
Change FrequencyMonthly

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address189 GAGE RD, RIVERSIDE, IL 60546-2311
Document Number1935713019
Instrument DateNov 29, 2019
Transaction TypeMortgage
Record UpdatedJan 6, 2020
Title CompanyACCURATE TITLE GROUP, ACCURATE TITLE GRP

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address189 GAGE RD RIVERSIDE IL 605462311, RIVERSIDE, IL 60546-2311

Mortgage

Document Number1935713019
DateDec 23, 2019
Instrument35713019
Lender
NameFIRST AMERICAN BK
TypeBank
AddressHAMPSHIRE, IL 60140
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueDec 22, 2029
Interest
Rate TypeAdjustable Rate
Rate4.75%

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address189 GAGE RD, RIVERSIDE, IL 60546-2311
Document Number1929545138
Instrument DateSep 27, 2019
Transaction TypeMortgage
Record UpdatedOct 30, 2019
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address189 GAGE RD RIVERSIDE IL 605462311, RIVERSIDE, IL 60546-2311

Mortgage

Document Number1929545138
DateOct 22, 2019
Instrument29545138
Lender
NameFIRST AMERICAN BK
TypeBank
AddressHAMPSHIRE, IL 60140
Agreement
AmountAmount Recorded
Term360 Months
DueOct 21, 2049
Interest
Rate TypeAdjustable Rate
Rate2.25%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionRiverside Township
MunicipalityRiverside Village
Elementary School DistrictRiverside School District 96 (PK - 08)
Secondary School DistrictRiverside Brookfield Township School District 208 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$68,613 (+31.16%) Land $9,000 Building $59,613$686,130 (+31.16%) Land $90,000 Building $596,130
2023$23,252.00 (+24.16%)
2022$18,727.00 Homeowner's exemption$52,314 Land $7,875 Building $44,439$523,140 Land $78,750 Building $444,390

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims75 (1982–2020)
Claims Outside the SFHA12 of 75
Most Recent ClaimMay 2020 · river or lake flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 13 claims
  • Severe Storms And Flooding, Jul 2010 · 26 claims
  • Severe Storms & Flooding, Aug 1987 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTH RIVERSIDE
serves 7,071 people · EPA ID IL0312160
Water SourcePurchased surface water from BROOKFIELD-NORTH RIVERSIDE WATER COMM.
Last State InspectionDec 2024
Lead7 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 650 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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