Frederick County property record for 189 Front Dr, Winchester, VA 22602
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,814 sqft · built 1960 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $259,900 (Dec 2020) |
| Tax Bill | $1,819 (2026) |
| Deeds & Mortgages | Dec 2020 Sale & Mortgage Jul 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 64B4-F |
| Primary APN | 64B4-F |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,814 sqft Living Area |
| Gross Area | 4,533 sqft |
| 1st Floor Area | 1,512 sqft |
| Basement Area | 1,512 sqft |
| Unfinished Basement | 1,512 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 11,326 sqft (0.26 acres) |
| Terrain | Rolling |
| Porch | Porch |
| Porch Area | 24 sqft |
| Deck Area | 235 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 8020398 |
|---|---|
| Street Address | 189 FRONT DR |
| City | WINCHESTER |
| State | VA |
| Zip | 22602-4382 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RP |
| Legal Description | FUNKHOUSER LF |
| Legal Subdivision | FUNKHOUSER |
| Legal Lot Number | F |
| Jurisdiction | FREDERICK VA |
| Township / Civil Division | SHAWNEE |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 50900 |
Source: Frederick County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 189 FRONT DR, WINCHESTER, VA 22602-4382 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 3, 2020 | Grant Deed, Transfer · Conventional with PMI RESIDENTIAL MTG SVC |
| Jul 11, 2019 | Deed of Trust, Mortgage · FHA Mortgage ATLANTIC UNION BK |
| Sep 6, 2018 | Deed of Trust, Mortgage · Line of Credit UNION BK&TR |
| Mar 8, 2018 | Deed of Trust, Mortgage · Conventional Mortgage BRANCH BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 3, 2020 · Amount on Record |
| Deed Sale | Dec 3, 2020 · Amount on Record |
| Deed Document Number | 202017541 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK VA |
| Recording Date | Dec 3, 2020 |
| Property Address | 189 FRONT DR, WINCHESTER, VA 22602-4382 |
| Document Number | 0000017541 |
| Instrument Date | Nov 25, 2020 |
| Instrument | 17541 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2020 |
| Title Company | QUALITY TITLE COMPANY, QUALITY TITLE CO. |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $260.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 189 FRONT DR WINCHESTER VA 226024382, WINCHESTER, VA 22602-4382 |
| Document Number | 17542 |
|---|---|
| Date | Dec 3, 2020 |
| Instrument | 17542 |
| Name | RESIDENTIAL MTG SVC |
|---|---|
| Type | Mortgage Company |
| Address | SOUTH PORTLAND, ME 04106 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 2, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK VA |
| Property Address | 189 FRONT DR, WINCHESTER, VA 22602-4382 |
| Document Number | 0000007002 |
| Instrument Date | Jul 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2019 |
| Title Company | AMERICAN HOME TITLE |
| Name | Verified Name |
|---|---|
| Address | 189 FRONT DR WINCHESTER VA 226024382, WINCHESTER, VA 22602-4382 |
| Document Number | 0000007002 |
|---|---|
| Date | Jul 17, 2019 |
| Instrument | 7002 |
| Name | ATLANTIC UNION BK |
|---|---|
| Address | RESTON, VA 20191 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 16, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK VA |
| Property Address | 189 FRONT DR, WINCHESTER, VA 22602-4382 |
| Document Number | 0000008978 |
| Instrument Date | Sep 6, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 17, 2018 |
| Name | Verified Name |
|---|---|
| Address | 189 FRONT DR WINCHESTER VA 226024382, WINCHESTER, VA 22602-4382 |
| Document Number | 0000008978 |
|---|---|
| Date | Sep 12, 2018 |
| Instrument | 8978 |
| Name | UNION BK&TR |
|---|---|
| Type | Bank |
| Address | WINCHESTER, VA 22601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK VA |
| Property Address | 189 FRONT DR, WINCHESTER, VA 22602-4382 |
| Document Number | 0000003164 |
| Instrument Date | Mar 8, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 19, 2018 |
| Name | Verified Name |
|---|---|
| Address | 189 FRONT DR WINCHESTER VA 226024382, WINCHESTER, VA 22602-4382 |
| Document Number | 0000003164 |
|---|---|
| Date | Apr 6, 2018 |
| Instrument | 3164 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23219-4079 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Frederick County assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,819.00 (+10.38%) | $343,280 Land $88,000 Building $255,280 | $343,280 Land $88,000 Building $255,280 |
| 2025 | $1,648.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1996) |
| Most Recent Claim | Jan 1996 · Flooding, High Winds, And Wind Driven Rain |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
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