189 Freeds Rd, Howes Cave, NY 12092 Property Records

Schoharie County and Carlisle Town property record for 189 Freeds Rd, Howes Cave, NY 12092

Property Summary

Property Type	Mobile Home
Details	1,008 sqft · built 1992
Lot Size	9.47 acres (412,513 sqft)
Owner	Individual Name on File
Tax Bill	$5,937 (2026)
Deeds & Mortgages	Nov 2023 Sale Feb 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`432400 36.-3-38.2`

Property Details

APN / Parcel Number

Primary APN	`432400 36.-3-38.2`
Alternative APNs	`240003600000030380020000` `425J192011`

Interior

Building Area	1,008 sqft Living Area

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Mobile Home
Lot Area	412,513 sqft (9.47 acres)
Lot Width	479 ft Width
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Shed	1 Shed

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	425J192011
Street Address	189 FREEDS RD
City	HOWES CAVE
State	NY
Zip	12092
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	01 - NOT Z
Legal Block	3
Legal Lot Number	38.002
Jurisdiction	SCHOHARIE NY
Township / Civil Division	CARLISLE
Census Block Group	2
Census Block	2041
Census Tract	740400

Owner

189 Freeds Rd, a mobile home, is owned by an individual who acquired it in February 2022.

Source: Schoharie County and Carlisle Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	53 RICHARD AVE, MERRICK, NY 11566-2314
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 28, 2023	Warranty Deed, Transfer
Feb 16, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 14, 2022
Transfer Doc	001157/225
Record Updated	Oct 29, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHOHARIE NY
Recording Date	Nov 28, 2023
Property Address	189 FREEDS RD, HOWES CAVE, NY 12092
Document Number	0001202/70
Book / Page	1202 / 70
Instrument Date	Nov 3, 2023
Instrument	823474
Transaction Type	Transfer
Record Updated	Mar 19, 2024

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	53 RICHARD AVE, NORTH MERRICK, NY 11566-2314

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHOHARIE NY
Recording Date	Feb 16, 2022
Property Address	189 FREEDS RD, HOWES CAVE, NY 12092
Document Number	001157/225
Book / Page	1157 / 225
Instrument Date	Feb 14, 2022
Instrument	805434
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 139, CENTRAL BRIDGE, NY 12035-0139
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 189 Freeds Rd was $5,937, up 9.7% from the year before.

Source: Schoharie County and Carlisle Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schoharie County
County Subdivision	Carlisle Town
Unified School District	Cobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,937.00 (+9.72%)
2025	$5,411.00	$106,300 Land $26,600 Building $79,700	$259,268 Land $64,878 Building $194,390
2023		$106,300 Land $26,600 Building $79,700	$212,600 Land $53,200 Building $159,400
2020	$1,291.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 189 Freeds Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 16, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 189 Freeds Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
MIDTEL Fiber	500 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Freeds Rd

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