Mono County property record for 189 Forest Trl, Mammoth Lakes, CA 93546
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,274 sqft · built 1962 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $630,000 (Dec 2018) |
| Tax Bill | $10,040 (2025) |
| Deeds & Mortgages | Oct 2023 Mortgage Mar 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 035-052-008-000 |
| Primary APN | 035-052-008-000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,274 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Construction Type | Wood |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Type | Attached |
| Garage Area | 532 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 189 FOREST TRL |
|---|---|
| City | MAMMOTH LAKES |
| State | CA |
| Zip | 93546-9835 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF |
| Legal Description | SUB: SIERRA VISTA ESTATES NO 2 PLAT BOOK: M2 PLAT PAGE: 114 LOT: 71 |
| Legal Subdivision | SIERRA VISTA ESTATES NO 2 |
| Legal Block | 1 |
| Legal Lot Number | 71 |
| Jurisdiction | MONO CA |
| Township / Civil Division | MAMMOTH LAKES |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 201 |
Source: Mono County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | PO BOX 3634, MAMMOTH LAKES, CA 93546-3634 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Oct 24, 2023 | Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN |
| Mar 4, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Nov 14, 2019 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Nov 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Dec 26, 2018 | Grant Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 26, 2018 · Amount on Record |
| Deed Sale | Dec 26, 2018 · Amount on Record |
| Prior Sale | Sep 23, 2015 · Amount on Record |
| Deed Document Number | 20184747 |
| Prior Transfer Date | Nov 21, 2011 |
| Prior Transfer Doc | 0000006536 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONO CA |
| Property Address | 189 FOREST TRL, MAMMOTH LAKES, CA 93546 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2024 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 3634, MAMMOTH LAKES, CA 93546-3634 |
| Document Number | 0000002733 |
|---|---|
| Date | Oct 24, 2023 |
| Instrument | 2023002733 |
| Name | UNITED STATES SMALL BUSINESS ADMIN |
|---|---|
| Type | Government Agency |
| Address | EL PASO, TX 79925 |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONO CA |
| Property Address | 189 FOREST TRL, MAMMOTH LAKES, CA 93546 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000001009 |
|---|---|
| Date | Mar 4, 2020 |
| Instrument | 2020001009 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Dec 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Type Change Date | Dec 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.25% |
| Index | 1-Year LIBOR |
| Max Rate | 8.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONO CA |
| Property Address | 189 FOREST TRL, MAMMOTH LAKES, CA 93546 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE CONNECT TSG |
| Name | Verified Name |
|---|
| Document Number | 0000004477 |
|---|---|
| Date | Nov 14, 2019 |
| Instrument | 2019004477 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Dec 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.25% |
| Index | 1-Year LIBOR |
| Max Rate | 8.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONO CA |
| Property Address | 189 FOREST TRL, MAMMOTH LAKES, CA 93546 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TICOR TITLE OF CALIFORNIA |
| Name | Verified Name |
|---|---|
| Address | 189 FOREST TRL, MAMMOTH LAKES, CA 93546 |
| Document Number | 0000005956 |
|---|---|
| Date | Nov 25, 2020 |
| Instrument | 2020005956 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONO CA |
| Recording Date | Dec 26, 2018 |
| Property Address | 189 FOREST TRL, MAMMOTH LAKES, CA 93546 |
| Document Number | 0000004747 |
| Map Reference | MB 2 PG 114 |
| Instrument Date | Dec 11, 2018 |
| Instrument | 2018004747 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2021 |
| Title Company | INYO MONO TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 28508 HELIOTROPE CT, MURRIETA, CA 92563-2454 |
| Document Number | 0000004748 |
|---|---|
| Date | Dec 26, 2018 |
| Instrument | 2018004748 |
| Name | AMERICAN PACIFIC MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2049 |
Source: Mono County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Mono County |
| Municipality | Mammoth Lakes Town |
| Unified School District | Mammoth Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $893,695 (+2%) Land $238,942 Building $654,753 | |
| 2025 | $10,040.00 (+33.51%) Homeowner's exemption | $876,172 (+29.71%) Land $234,257 Building $641,915 |
| 2023 | $7,520.00 Homeowner's exemption | $675,484 Land $225,161 Building $450,323 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective November 17, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 86% of the US · above 66% of California |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MAMMOTH CWD serves 8,234 people · EPA ID CA2610001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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