189 Firefly Trce, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 189 Firefly Trce, Saint Augustine, FL 32092 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,769 sqft · built 2018
Lot Size0.23 acres (10,018 sqft)
Owner2 Individual Names on File
Last Sale$579,000 (Feb 2025)
Tax Bill$4,582 (2025)
Deeds & MortgagesNov 2022 Mortgage
Feb 2025 Sale & Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN028991-0930

Property Details

APN / Parcel Number

Primary APN028991-0930

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures15 Plumbing Fixtures
Stories1 Story
Building Area2,769 sqft Living Area
Gross Area3,508 sqft
1st Floor Area2,769 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialConcrete
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,018 sqft (0.23 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchPatio
Porch Area469 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address189 FIREFLY TRCE
CitySAINT AUGUSTINE
StateFL
Zip32092-9374
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description80/21-28 GRAN LAKE PHASE 1C LOT 93 OR6099/1688
Legal Range28E
Legal Township07S
Legal Section41
Legal SubdivisionGRAN LAKE PHASE 1C
Legal Phase1C
Legal Block1
Legal Lot Number93
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group1
Census Block1000
Census Tract20906

Owner

Source: St. Johns County records · APN 028991-0930

Assessment roll updated April 13, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address189 FIREFLY TRCE, SAINT AUGUSTINE, FL 32092-9374
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Nov 07, 2022Deed of Trust, Mortgage
THIRD FSLA OF CLEVELAND
Feb 19, 2025Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Oct 16, 2023Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Jan 07, 2020Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Sep 25, 2018Grant Deed, Subdivision Related Transfer · VA Mortgage
PRIME LNDG
May 21, 2018Loan Modification, Mortgage · Line of Credit
BRANCH BK&TR

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 19, 2025 · Amount on Record
Deed SaleFeb 19, 2025 · Amount on Record
Prior SaleSep 25, 2018 · Amount on Record
Deed Document Number202512286
Deed Book / Page6099 / 1688
Record UpdatedSep 20, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address189 FIREFLY TRCE, SAINT AUGUSTINE, FL 32092-9374
Transaction TypeMortgage
Record UpdatedOct 23, 2025
Title CompanyTITLE 365, TITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
Address189 FIREFLY TRCE, SAINT AUGUSTINE, FL 32092-9374

Mortgage

Document Number0056610192
DateNov 07, 2022
Book Page5661/192
Instrument2022102712
Lender
NameTHIRD FSLA OF CLEVELAND
TypeBank
AddressCLEVELAND, OH 44105
Agreement
AmountAmount Recorded
Term359 Months
DueOct 28, 2052
Interest
Rate TypeAdjustable Rate
Rate5.29%
Type Change DateOct 28, 2027
Change FrequencyMonthly
Min Rate At Change3.29%
Max Rate At Change7.29%
IndexPrime Rate
Max Rate11.2%

February 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateFeb 19, 2025
Property Address189 FIREFLY TRCE, SAINT AUGUSTINE, FL 32092-9374
Document Number0060991688
Book / Page6099 / 1688
Map ReferenceMB 80 PG 21
Instrument DateFeb 11, 2025
Instrument2025012286
Transaction TypeTransfer
Record UpdatedOct 23, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,053.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address44 SAN BRISO WAY, ST AUGUSTINE, FL 32092-3115

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address189 FIREFLY TRCE, SAINT AUGUSTINE, FL 32092-9374

Mortgage

Document Number2025012287
DateFeb 19, 2025
Instrument2025012287
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2055

October 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST JOHNS FL
Recording DateOct 16, 2023
Property Address189 FIREFLY TRCE, SAINT AUGUSTINE, FL 32092-9374
Document Number0058411621
Book / Page5841 / 1621
Map ReferenceMB 80 PG 21-28
Instrument DateOct 11, 2023
Instrument2023081411
Transaction TypeTransfer
Record UpdatedOct 23, 2025
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address189 FIREFLY TRCE, SAINT AUGUSTINE, FL 32092-9374

Transferred To (Grantee/Buyer)

NameVerified Name
Address189 FIREFLY TRCE, SAINT AUGUSTINE, FL 32092-9374

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address189 FIREFLY TRCE, SAINT AUGUSTINE, FL 32092-9374
Transaction TypeMortgage
Record UpdatedJan 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0048611305
DateJan 07, 2020
Book Page4861/1305
Instrument2020001002
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term347 Months
DueDec 01, 2048

September 2018: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionST JOHNS FL
Recording DateSep 25, 2018
Property Address189 FIREFLY TRCE, SAINT AUGUSTINE, FL 32092-9374
Document Number0046161188
Book / Page004616 / 001188
Instrument DateSep 18, 2018
Instrument69303
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 09, 2018
Title CompanyNATIONWIDE TITLE CLEARING INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,572.85
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address189 FIREFLY TRCE ST AUGUSTINE FL 320929374, ST AUGUSTINE, FL 32092-9374

Mortgage

Document Number46161189
DateSep 25, 2018
Book Page004616/001189
Instrument69304
Lender
NamePRIME LNDG
AddressDALLAS, TX 75252
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 24, 2048

May 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionST JOHNS FL
Recording DateMay 21, 2018
Property Address189 FIREFLY TRCE, SAINT AUGUSTINE, FL 32092-9374
Document Number0045491672
Book / Page004549 / 001672
Instrument DateMay 15, 2018
Instrument34802
Transaction TypeMortgage
Record UpdatedJun 18, 2018

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4901 BELFORT RD #140 JACKSONVILLE FL 322566020, 140, JACKSONVILLE, FL 32256-6020

Mortgage

Document Number45491672
DateMay 21, 2018
Book Page004549/001672
Instrument34802
Lender
NameBRANCH BK&TR
TypeBank
Address200 W FORSYTH ST # 200, JACKSONVILLE, FL 32202-4349
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$487,576 (+37.66%) Land $125,000 Building $362,576$487,576 (-0.81%) Land $125,000 Building $362,576
2025$4,582.00 (+12.44%) Homeowner's exemption$354,201 (+2.9%)$491,580 (-2.65%) Land $115,000 Building $376,580
2024$4,075.00 (+1.98%) Homeowner's exemption$344,219 (+3%)$504,972 (+3.27%) Land $110,000 Building $394,972
2023$3,996.00 (+2.86%) Homeowner's exemption$334,193 (+3%)$488,988 (+16.04%) Land $106,000 Building $382,988
2022$3,885.00 Homeowner's exemption$324,459$421,395 Land $84,000 Building $337,395

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 62 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies62 in force
55 of 62 on primary residences

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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