St. Johns County property record for 189 Firefly Trce, Saint Augustine, FL 32092 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,769 sqft · built 2018 |
| Lot Size | 0.23 acres (10,018 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $579,000 (Feb 2025) |
| Tax Bill | $4,582 (2025) |
| Deeds & Mortgages | Nov 2022 Mortgage Feb 2025 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 028991-0930 |
| Primary APN | 028991-0930 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,769 sqft Living Area |
| Gross Area | 3,508 sqft |
| 1st Floor Area | 2,769 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,018 sqft (0.23 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
| Porch Area | 469 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 189 FIREFLY TRCE |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-9374 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 80/21-28 GRAN LAKE PHASE 1C LOT 93 OR6099/1688 |
| Legal Range | 28E |
| Legal Township | 07S |
| Legal Section | 41 |
| Legal Subdivision | GRAN LAKE PHASE 1C |
| Legal Phase | 1C |
| Legal Block | 1 |
| Legal Lot Number | 93 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 20906 |
Source: St. Johns County records · APN 028991-0930
Assessment roll updated April 13, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 189 FIREFLY TRCE, SAINT AUGUSTINE, FL 32092-9374 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Nov 07, 2022 | Deed of Trust, Mortgage THIRD FSLA OF CLEVELAND |
| Feb 19, 2025 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Oct 16, 2023 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Jan 07, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Sep 25, 2018 | Grant Deed, Subdivision Related Transfer · VA Mortgage PRIME LNDG |
| May 21, 2018 | Loan Modification, Mortgage · Line of Credit BRANCH BK&TR |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 19, 2025 · Amount on Record |
| Deed Sale | Feb 19, 2025 · Amount on Record |
| Prior Sale | Sep 25, 2018 · Amount on Record |
| Deed Document Number | 202512286 |
| Deed Book / Page | 6099 / 1688 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 189 FIREFLY TRCE, SAINT AUGUSTINE, FL 32092-9374 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2025 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 189 FIREFLY TRCE, SAINT AUGUSTINE, FL 32092-9374 |
| Document Number | 0056610192 |
|---|---|
| Date | Nov 07, 2022 |
| Book Page | 5661/192 |
| Instrument | 2022102712 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Amount | Amount Recorded |
|---|---|
| Term | 359 Months |
| Due | Oct 28, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.29% |
| Type Change Date | Oct 28, 2027 |
| Change Frequency | Monthly |
| Min Rate At Change | 3.29% |
| Max Rate At Change | 7.29% |
| Index | Prime Rate |
| Max Rate | 11.2% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Feb 19, 2025 |
| Property Address | 189 FIREFLY TRCE, SAINT AUGUSTINE, FL 32092-9374 |
| Document Number | 0060991688 |
| Book / Page | 6099 / 1688 |
| Map Reference | MB 80 PG 21 |
| Instrument Date | Feb 11, 2025 |
| Instrument | 2025012286 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,053.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 44 SAN BRISO WAY, ST AUGUSTINE, FL 32092-3115 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 189 FIREFLY TRCE, SAINT AUGUSTINE, FL 32092-9374 |
| Document Number | 2025012287 |
|---|---|
| Date | Feb 19, 2025 |
| Instrument | 2025012287 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Oct 16, 2023 |
| Property Address | 189 FIREFLY TRCE, SAINT AUGUSTINE, FL 32092-9374 |
| Document Number | 0058411621 |
| Book / Page | 5841 / 1621 |
| Map Reference | MB 80 PG 21-28 |
| Instrument Date | Oct 11, 2023 |
| Instrument | 2023081411 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 189 FIREFLY TRCE, SAINT AUGUSTINE, FL 32092-9374 |
| Name | Verified Name |
|---|---|
| Address | 189 FIREFLY TRCE, SAINT AUGUSTINE, FL 32092-9374 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 189 FIREFLY TRCE, SAINT AUGUSTINE, FL 32092-9374 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0048611305 |
|---|---|
| Date | Jan 07, 2020 |
| Book Page | 4861/1305 |
| Instrument | 2020001002 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 347 Months |
| Due | Dec 01, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Sep 25, 2018 |
| Property Address | 189 FIREFLY TRCE, SAINT AUGUSTINE, FL 32092-9374 |
| Document Number | 0046161188 |
| Book / Page | 004616 / 001188 |
| Instrument Date | Sep 18, 2018 |
| Instrument | 69303 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 09, 2018 |
| Title Company | NATIONWIDE TITLE CLEARING INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,572.85 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 189 FIREFLY TRCE ST AUGUSTINE FL 320929374, ST AUGUSTINE, FL 32092-9374 |
| Document Number | 46161189 |
|---|---|
| Date | Sep 25, 2018 |
| Book Page | 004616/001189 |
| Instrument | 69304 |
| Name | PRIME LNDG |
|---|---|
| Address | DALLAS, TX 75252 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 24, 2048 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | May 21, 2018 |
| Property Address | 189 FIREFLY TRCE, SAINT AUGUSTINE, FL 32092-9374 |
| Document Number | 0045491672 |
| Book / Page | 004549 / 001672 |
| Instrument Date | May 15, 2018 |
| Instrument | 34802 |
| Transaction Type | Mortgage |
| Record Updated | Jun 18, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4901 BELFORT RD #140 JACKSONVILLE FL 322566020, 140, JACKSONVILLE, FL 32256-6020 |
| Document Number | 45491672 |
|---|---|
| Date | May 21, 2018 |
| Book Page | 004549/001672 |
| Instrument | 34802 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | 200 W FORSYTH ST # 200, JACKSONVILLE, FL 32202-4349 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $487,576 (+37.66%) Land $125,000 Building $362,576 | $487,576 (-0.81%) Land $125,000 Building $362,576 | |
| 2025 | $4,582.00 (+12.44%) Homeowner's exemption | $354,201 (+2.9%) | $491,580 (-2.65%) Land $115,000 Building $376,580 |
| 2024 | $4,075.00 (+1.98%) Homeowner's exemption | $344,219 (+3%) | $504,972 (+3.27%) Land $110,000 Building $394,972 |
| 2023 | $3,996.00 (+2.86%) Homeowner's exemption | $334,193 (+3%) | $488,988 (+16.04%) Land $106,000 Building $382,988 |
| 2022 | $3,885.00 Homeowner's exemption | $324,459 | $421,395 Land $84,000 Building $337,395 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 62 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 62 in force 55 of 62 on primary residences |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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