Clinton County and Saranac Town property record for 189 Farrell Rd, Saranac, NY 12981
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,547 sqft · built 1993 |
| Lot Size | 1.4 acres (60,984 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,729 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 094489 262.-1-13.5 |
| Primary APN | 094489 262.-1-13.5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,547 sqft Living Area |
| 1st Floor Area | 1,528 sqft |
| 2nd Floor Area | 476 sqft |
| Upper Floors Area | 119 sqft |
| Attic | Attic |
| Attic Area | 119 sqft |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood |
| Lot Area | 60,984 sqft (1.4 acres) |
| Garage Type | Attached |
| Garage Area | 728 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 334 sqft |
| Shed | 1 Shed |
| Canopy | 320 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 189 FARRELL RD |
|---|---|
| City | SARANAC |
| State | NY |
| Zip | 12981-2705 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 49 T4OMT |
| Legal Block | 1 |
| Legal Lot Number | 13.005 |
| Jurisdiction | CLINTON NY |
| Township / Civil Division | SARANAC |
| Census Block Group | 2 |
| Census Block | 2084 |
| Census Tract | 103800 |
189 Farrell Rd is owned and occupied by two individuals.
Source: Clinton County and Saranac Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 189 FARRELL RD, SARANAC, NY 12981-2705 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 189 Farrell Rd was $4,729 with a homeowner's exemption, up 199.7% from the year before.
Source: Clinton County and Saranac Town assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Clinton County |
| County Subdivision | Saranac Town |
| Unified School District | Saranac Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,729.00 (+199.68%) Homeowner's exemption | ||
| 2025 | $1,578.00 | $196,000 Land $26,400 Building $169,600 | $212,200 Land $28,582 Building $183,618 |
| 2023 | $196,000 Land $26,400 Building $169,600 | $196,000 Land $26,400 Building $169,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 189 Farrell Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 189 Farrell Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 91% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | REDFORD WATER DISTRICT serves 500 people · EPA ID NY0900222 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
Search by:
By searching, you agree to: Terms • Privacy • Disclosures