Nelson County property record for 189 Fairfield Hl, Bloomfield, KY 40008
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 3,120 sqft · built 1900 |
| Lot Size | 1.14 acres (49,658 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $184,000 (Feb 2019) |
| Tax Bill | $2,988 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Feb 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 73W00-04-025 |
| Primary APN | 73W00-04-025 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,120 sqft Living Area |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Other |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 49,658 sqft (1.14 acres) |
| Garage Type | Detached |
| Garage Area | 768 sqft |
| Driveway | Gravel Driveway |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Cooling System | None |
|---|
| Account Number | 130985 |
|---|---|
| Street Address | 189 FAIRFIELD HL |
| City | BLOOMFIELD |
| State | KY |
| Zip | 40008-6106 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 189 FAIRFIELD HILL ROAD/348-612 |
| Legal Subdivision | FAIRFIELD HILL |
| Jurisdiction | NELSON KY |
| Township / Civil Division | BLOOMFIELD |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 930100 |
Source: Nelson County records, as of August 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 189 FAIRFIELD HL, BLOOMFIELD, KY 40008-6106 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE |
| Feb 13, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Feb 15, 2019 | Deed, Transfer · Conventional Mortgage CENTURY LENDING CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 15, 2019 · Amount on Record |
| Deed Sale | Feb 15, 2019 · Amount on Record |
| Deed Document Number | 20191874 |
| Deed Book / Page | 546 / 166 |
| Last Transfer Date | Jan 27, 2020 |
| Transfer Doc | 00D556/819 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NELSON KY |
| Property Address | 189 FAIRFIELD HL, BLOOMFIELD, KY 40008-6106 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2021 |
| Title Company | BLUEGRASS LAND TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | M1297/730 |
|---|---|
| Date | Jan 27, 2021 |
| Book Page | M1297/730 |
| Instrument | 2021001082 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 1, 2036 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | NELSON KY |
| Recording Date | Feb 13, 2020 |
| Property Address | 189 FAIRFIELD HL, BLOOMFIELD, KY 40008-6106 |
| Document Number | D556/819 |
| Book / Page | D556 / 819 |
| Instrument Date | Jan 27, 2020 |
| Instrument | 2020001625 |
| Transaction Type | Transfer |
| Record Updated | Jun 18, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 189 FAIRFIELD HL, BLOOMFIELD, KY 40008-6106 |
| Document Number | 2020001626 |
|---|---|
| Date | Feb 13, 2020 |
| Instrument | 2020001626 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 1, 2035 |
| Document Type | Deed |
|---|---|
| Jurisdiction | NELSON KY |
| Recording Date | Feb 15, 2019 |
| Property Address | 189 FAIRFIELD HL, BLOOMFIELD, KY 40008-6106 |
| Document Number | D546/166 |
| Book / Page | D546 / 166 |
| Instrument Date | Feb 12, 2019 |
| Instrument | 2019001874 |
| Transaction Type | Transfer |
| Record Updated | Jun 18, 2021 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $184.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3477 DIXIANA DR, 3477, LEXINGTON, KY 40517-2735 |
| Name | Verified Name |
|---|---|
| Address | 1003 RUNELL RD, LOUISVILLE, KY 40214-4603 |
| Document Number | 2019001875 |
|---|---|
| Date | Feb 15, 2019 |
| Instrument | 2019001875 |
| Name | CENTURY LENDING CO |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2049 |
Source: Nelson County assessment roll, as of July 6, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Bloomfield City |
| County | Nelson County |
| Unified School District | Nelson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,988.00 (-5.71%) | $220,000 (-) Building $220,000 | $220,000 (-) Building $220,000 |
| 2023 | $3,169.00 | $220,000 | $220,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (1997–2016) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | May 2016 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BLOOMFIELD WATER & SEWER DEPT serves 5,771 people · EPA ID KY0900031 |
|---|---|
| Water Source | Purchased surface water from BARDSTOWN MUNICIPAL WATER DEPT |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | Coliform assessment Jul 2023 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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