189 Exchange St, Pawtucket, RI 02860 Property Records

Pawtucket City property record for 189 Exchange St, Pawtucket, RI 02860

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	4 bd · 4 ba · 6,300 sqft · built 1900
Lot Size	0.123 acres (5,375 sqft)
Owner	Company Name on Record
Last Sale	$450,000 (Jul 2022)
Tax Bill	$5,519 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Nov 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`PAWT M:22 L:0062`

Property Details

APN / Parcel Number

Primary APN	`PAWT M:22 L:0062`
Alternative APN	`220062`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Units	4 Units
Stories	3 Stories
Building Area	6,300 sqft Total Area
Gross Area	9,144 sqft
1st Floor Area	1,800 sqft
Basement Area	1,800 sqft
Unfinished Basement	1,800 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Roof Type	Flat
Roof Material	Tar & Gravel
Lot Area	5,375 sqft (0.123 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	220062
Street Address	189 EXCHANGE ST
City	PAWTUCKET
State	RI
Zip	02860-2225
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code	RD
Legal Lot Number	62
Jurisdiction	PAWTUCKET RI
Township / Civil Division	PAWTUCKET
Census Block Group	1
Census Block	1019
Census Tract	16000

Owner

Source: Pawtucket City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	8 THE GRN, A, DOVER, DE 19901-3618
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2023	Deed of Trust, Mortgage · Commercial Mortgage SOLANA HOMES LLC
Nov 17, 2023	Deed of Trust, Mortgage · Commercial Mortgage MLR CONST GRP LLC
Jul 12, 2022	Warranty Deed, Transfer · Commercial Mortgage CITIZENS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 12, 2022 · Amount on Record
Deed Sale	Jul 12, 2022 · Amount on Record
Deed Document Number	202269
Deed Book / Page	4893 / 233
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAWTUCKET RI
Property Address	189 EXCHANGE ST, PAWTUCKET, RI 02860-2225
Transaction Type	Mortgage
Record Updated	Nov 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005039-226
Date	Nov 17, 2023
Book Page	5039/226
Instrument	11

Lender

Name	SOLANA HOMES LLC

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAWTUCKET RI
Property Address	189 EXCHANGE ST, PAWTUCKET, RI 02860-2225
Transaction Type	Mortgage
Record Updated	Nov 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005039-210
Date	Nov 17, 2023
Book Page	5039/210
Instrument	10

Lender

Name	MLR CONST GRP LLC

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAWTUCKET RI
Recording Date	Jul 12, 2022
Property Address	189 EXCHANGE ST, PAWTUCKET, RI 02860-2225
Document Number	004893-233
Book / Page	4893 / 233
Instrument Date	Jul 8, 2022
Instrument	69
Transaction Type	Transfer
Record Updated	Jul 21, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 THE GRN, DOVER, DE 19901-3618

Mortgage

Document Number	0000000070
Date	Jul 12, 2022
Instrument	70

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Mortgage

Document Number	004893-250
Date	Jul 12, 2022
Book Page	4893/250
Instrument	71

Lender

Name	HOMESTAR MORTAGE INC

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Pawtucket City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Pawtucket City
Unified School District	Pawtucket School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,519.00	$419,700 (+33.28%) Land $83,700 Building $336,000	$627,581
2023		$314,900 Land $69,600 Building $245,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	60 units insured incl. 59 condo units
Nearby Flood Claims	11 (2005–2023)
Claims Outside the SFHA	7 of 11
Most Recent Claim	Dec 2023 · Severe Storm And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAWTUCKET WATER SUPPLY BOARD VEOLIA-NA serves 98,130 people · EPA ID RI1592021
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile, Xfinity.

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