Tipton County property record for 189 Erwin Cir, Covington, TN 38019 · Last verified January 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 ba · 2,778 sqft · built 2009 |
| Lot Size | 1.21 acres (52,708 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,447 (2025) |
| Deeds & Mortgages | Apr 2018 Mortgage Sep 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 084016 02901 |
| Primary APN | 084016 02901 |
|---|---|
| Alternative APN |
|
| Full Baths | 5 Baths |
|---|---|
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,778 sqft Living Area |
| 1st Floor Area | 2,322 sqft |
| Upper Floors Area | 456 sqft |
| Attic Area | 192 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 52,708 sqft (1.21 acres) |
| Terrain | Rolling |
| Garage Type | Finished |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 474 sqft |
| Patio Area | 288 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 189 ERWIN CIR |
|---|---|
| City | COVINGTON |
| State | TN |
| Zip | 38019-6606 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 12, COUNTY AREA: G61 |
| Legal Subdivision | EDWARD MCCLAIN |
| Legal Lot Number | 1 |
| Jurisdiction | TIPTON TN |
| Township / Civil Division | 3 |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 40400 |
Source: Tipton County records · APN 084016 02901
Assessment roll updated May 20, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 72 SIVIL CIR, COVINGTON, TN 38019-6106 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 02, 2018 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCE |
| Sep 16, 2019 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 04, 2008 |
| Deed Sale | Dec 04, 2008 |
| Deed Document Number | 0001419480 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TIPTON TN |
| Property Address | 189 ERWIN CIR, COVINGTON, TN 38019-6606 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1754661 |
|---|---|
| Date | Apr 02, 2018 |
| Book Page | 1754/661 |
| Instrument | 212544 |
| Name | AMERICAN FINANCE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TIPTON TN |
| Property Address | 189 ERWIN CIR, COVINGTON, TN 38019-6606 |
| Document Number | 1815959 |
| Instrument Date | Sep 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2019 |
| Title Company | UNITY TITLE GROUP LLC, QUALITY TITLE GRP LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 189 ERWIN CIR COVINGTON TN 380196606, COVINGTON, TN 38019-6606 |
| Document Number | 1815959 |
|---|---|
| Date | Oct 03, 2019 |
| Book Page | 001815/000959 |
| Instrument | 227078 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Oct 02, 2047 |
Source: Tipton County records · Assessment roll updated May 20, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Tipton County |
| Unified School District | Tipton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,447.00 (+6.95%) | $95,075 (-) Land $5,825 Building $89,250 | |
| 2023 | $95,075 Land $5,825 Building $89,250 | ||
| 2022 | $1,353.00 | ||
| 2020 | $380,300 Land $23,300 Building $357,000 |
Source: FEMA National Flood Hazard Layer, Tipton County (47167C), updated August 28, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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