Habersham County property record for 189 Eastwinds Dr, Cornelia, GA 30531
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,524 sqft · built 2001 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $173,000 (Jun 2020) |
| Tax Bill | $2,365 (2026) |
| Deeds & Mortgages | Jan 2025 Mortgage Jun 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 110 106N |
| Primary APN | 110 106N |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,524 sqft Heated Area |
| Gross Area | 2,218 sqft |
| 1st Floor Area | 1,384 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Aluminum Siding |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 154 sqft |
| Deck Area | 140 sqft |
| Patio Area | 140 sqft |
| Utility Building | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 406661 |
|---|---|
| Street Address | 189 EASTWINDS DR |
| City | CORNELIA |
| State | GA |
| Zip | 30531-7512 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LI |
| Legal Description | LT 12 PB 50-7 R/S F & K DB 1222-1012 |
| Legal Subdivision | EASTWINDS PH 02 |
| Legal Lot Number | 12 |
| Jurisdiction | HABERSHAM GA |
| Township / Civil Division | CORNELIA |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 400 |
189 Eastwinds Dr is owned and occupied by an individual who bought it in June 2020.
Source: Habersham County records, as of September 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 189 EASTWINDS DR, CORNELIA, GA 30531-7512 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 7, 2025 | Deed of Trust, Mortgage · USDA Mortgage USDA |
| Jun 5, 2020 | Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 5, 2020 · Amount on File |
| Deed Sale | Jun 5, 2020 · Amount on File |
| Prior Sale | Jan 14, 2016 · Amount on File |
| Deed Document Number | 20201088 |
| Deed Book / Page | 1222 / 1012 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HABERSHAM GA |
| Property Address | 189 EASTWINDS DR, CORNELIA, GA 30531-7512 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 189 EASTWINDS DR, CORNELIA, GA 30531-7512 |
| Document Number | 0000001387/0000000098 |
|---|---|
| Date | Jan 7, 2025 |
| Book Page | 0000001387/0000000098 |
| Name | USDA |
|---|---|
| Type | Government Agency |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 312 Months |
| Due | Jan 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HABERSHAM GA |
| Recording Date | Jun 5, 2020 |
| Property Address | 189 EASTWINDS DR, CORNELIA, GA 30531-7512 |
| Document Number | 01222/1012 |
| Book / Page | 1222 / 1012 |
| Instrument Date | Jun 5, 2020 |
| Instrument | 2020-001088 |
| Transaction Type | Transfer |
| Record Updated | Apr 18, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 189 EASTWINDS DR, CORNELIA, GA 30531-7512 |
| Document Number | 0012221015 |
|---|---|
| Date | Jun 5, 2020 |
| Instrument | 1222/1015 |
| Name | HOMESTAR FINANCIAL |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 355 Months |
| Due | Jan 1, 2050 |
The 2026 property tax bill for 189 Eastwinds Dr was $2,365.
Source: Habersham County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Habersham County |
| Unified School District | Habersham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,365.00 | $103,746 Land $8,000 Building $95,746 | $259,365 Land $20,000 Building $239,365 |
| 2023 | $2,085.00 (+14.94%) | $80,360 (+14.97%) Land $8,000 Building $72,360 | $200,900 (+14.97%) Land $20,000 Building $180,900 |
| 2022 | $1,814.00 | $69,896 Land $8,000 Building $61,896 | $174,740 Land $20,000 Building $154,740 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 189 Eastwinds Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 189 Eastwinds Dr is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 49% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOUNT AIRY serves 1,384 people · EPA ID GA1370005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TrailWave Fiber | 1,000 / 1,000 |
| Windstream Cable · DSL | 1,000 / 25 |
| T-Mobile Fixed Wireless | 100 / 20 |
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