189 Eagle Ridge Cir, Whittier, NC 28789 Property Records

Swain County property record for 189 Eagle Ridge Cir, Whittier, NC 28789

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 3,440 sqft · built 1999
Lot Size0.689 acres (30,056 sqft)
OwnerIndividual Name on File
Last Sale$320,000 (Aug 2021)
Tax Bill$1,015 (2023)
Flood ZoneZone X (minimal risk)
APN669300936991

Property Details

APN / Parcel Number

Primary APN669300936991
Alternative APN
  • 540913

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area3,440 sqft Total Area
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Exterior MaterialWood
Foundation TypeFooting
Roof TypeGable
Roof MaterialAsphalt
Lot Area30,056 sqft (0.689 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number540913
Street Address189 EAGLE RIDGE CIR
CityWHITTIER
StateNC
Zip28789
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description20-OR-SMCC LOT 45
Legal SubdivisionSMOKY MOUNTAIN COUNTRY CLUB
Legal Lot Number45
JurisdictionSWAIN NC
Township / Civil DivisionCHARLESTON
Census Block Group1
Census Block1046
Census Tract960302

Owner

189 Eagle Ridge Cir is owned and occupied by an individual who bought it in August 2021.

Source: Swain County records, as of November 6, 2023

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address189 EAGLE RIDGE CIR, WHITTIER, NC 28789
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 26, 2021 · Amount on File
Deed SaleAug 26, 2021 · Amount on File
Prior SaleSep 17, 2015 · Amount on File
Deed Document Number2155
Deed Book / Page497 / 110
Record UpdatedJun 7, 2026

Tax Assessment & Valuation

Source: Swain County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountySwain County
Unified School DistrictSwain County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$1,015.00 Additional exemption filed$250,260 Land $20,000 Building $230,260$250,260 Land $20,000 Building $230,260

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 189 Eagle Ridge Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 18 individual policies
Nearby Flood Policies24 units insured
incl. 6 condo units
Nearby Flood Claims1 (2004)
Most Recent ClaimSep 2004 · Hurricane Ivan

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 189 Eagle Ridge Cir is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · above 79% of North Carolina
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000
Starlink
Satellite
280 / 30

Cell Coverage

No cell data coverage reported

Nearby Properties on Eagle Ridge Cir

Nearby Streets

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