Avery County property record for 189 Eagle Ct, Cary, NC 27511 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,784 sqft · built 2018 |
| Lot Size | 2.01 acres (87,773 sqft) |
| Owner | Company Name on File |
| Last Sale | $1,379,000 (Oct 2025) |
| Tax Bill | $3,790 (2025) |
| Deeds & Mortgages | May 2026 Transfer Oct 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1940-13-04-3258-00000 |
| Primary APN | 1940-13-04-3258-00000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,784 sqft Living Area |
| 1st Floor Area | 1,056 sqft |
| Flooring | Wood |
| Interior Walls | Custom/Decorative |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Multi-Level |
| Exterior Material | Wood Siding |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Metal |
| Lot Area | 87,773 sqft (2.01 acres) |
| View / Lot | Mountain |
| Porch | Slab |
| Porch Area | 352 sqft |
| Deck Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 84002 |
|---|---|
| Street Address | 189 EAGLE CT |
| City | CARY |
| State | NC |
| Zip | 27511 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EAGLES NEST EAGLE SPRINGS LOT ES-3 |
| Legal Subdivision | EAGLES NEST EAGLE SPRINGS |
| Legal Lot Number | E |
| Jurisdiction | AVERY NC |
| Township / Civil Division | BANNER ELK |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 930100 |
Source: Avery County records · APN 1940-13-04-3258-00000
Assessment roll updated January 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 189 EAGLE SPRING TRL, BANNER ELK, NC 28604-6297 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| May 08, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Oct 23, 2025 | Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| May 31, 2018 | Deed of Trust, Mortgage NORTHPOINTE BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 23, 2025 · Amount on Record |
| Deed Sale | Oct 23, 2025 · Amount on Record |
| Prior Sale | Dec 20, 2017 · Amount on Record |
| Deed Document Number | 20254395 |
| Deed Book / Page | 613 / 1877 |
| Last Transfer Date | May 07, 2026 |
| Transfer Doc | 0000001808 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | AVERY NC |
| Recording Date | May 08, 2026 |
| Property Address | 189 EAGLE CT, CARY, NC 27511-4524 |
| Document Number | 0000001808 |
| Book / Page | 619 / 2303 |
| Instrument Date | May 07, 2026 |
| Instrument | 20261808 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 189 EAGLE SPRING TRL, BANNER ELK, NC 28604 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | AVERY NC |
| Recording Date | Oct 23, 2025 |
| Property Address | 189 EAGLE SPRING TRL, BANNER ELK, NC 28604 |
| Document Number | 0000004395 |
| Book / Page | 613 / 1877 |
| Map Reference | MB 44 PG 86 |
| Instrument Date | Oct 21, 2025 |
| Instrument | 2025004395 |
| Transaction Type | Transfer |
| Record Updated | Nov 03, 2025 |
| Title Company | UNKNOWN, NAVIGATE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,758.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2127 BLUFF OAK DR, CARY, NC 27519-0105 |
| Name | Verified Name |
|---|---|
| Address | 189 EAGLE SPRING TRL, BANNER ELK, NC 28604 |
| Document Number | 0006131879 |
|---|---|
| Date | Oct 23, 2025 |
| Instrument | 613/1879 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AVERY NC |
| Property Address | 184 EAGLES PASS, BANNER ELK, NC 28604 |
| Document Number | 0005210482 |
| Instrument Date | May 31, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 23, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | NHN EAGLES NEST BANNER ELK NC 28604, BANNER ELK, NC 28604 |
| Document Number | 0005210482 |
|---|---|
| Date | Jun 01, 2018 |
| Book Page | 000521/000482 |
| Instrument | 3125 |
| Name | NORTHPOINTE BK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 31, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
Source: Avery County records · Assessment roll updated January 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Avery County |
| Unified School District | Avery County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,790.00 (-4.37%) | $947,600 (-) Land $225,000 Building $722,600 | $947,600 (-) Land $225,000 Building $722,600 |
| 2024 | $3,963.00 (+4.56%) | $947,600 (-) Land $225,000 Building $722,600 | $947,600 (-) Land $225,000 Building $722,600 |
| 2023 | $3,790.00 | $947,600 (-) Land $225,000 Building $722,600 | $947,600 (-) Land $225,000 Building $722,600 |
| 2022 | $3,790.00 | $947,600 Land $225,000 Building $722,600 | $947,600 Land $225,000 Building $722,600 |
Source: FEMA National Flood Hazard Layer, Avery County (37011C), updated January 9, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370119301002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 14 individual NFIP policies nearby |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 11 (1994–2024) |
| Claims Outside the SFHA | 3 of 11 |
| Most Recent Claim | Sep 2024, rainfall accumulation, Tropical Storm Helene |
| Claims By Storm |
|
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 2,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 52 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Loretto Telephone Company | Fiber | 2,000 / 2,000 |
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