Whitley County property record for 189 E Woodside Dr, Williamsburg, KY 40769
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,900 sqft · built 2009 |
| Lot Size | 1.61 acres (70,132 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $250,000 (Jul 2016) |
| Tax Bill | $1,263 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Feb 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 110-00-00-006.18 |
| Primary APN | 110-00-00-006.18 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 2,900 sqft Living Area |
| Basement Area | 2,000 sqft |
| Finished Basement | 2,000 sqft |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 70,132 sqft (1.61 acres) |
| Terrain | Rolling |
| Garage Area | 940 sqft |
| Driveway | Concrete Driveway |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 137 sqft |
| Deck Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Sewer | Connected |
| Street Address | 189 E WOODSIDE DR |
|---|---|
| City | WILLIAMSBURG |
| State | KY |
| Zip | 40769-2106 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | 2 ST HS/LT 18 (1.61AC) @ SUNSHINE VALLEY |
| Legal Subdivision | SUNSHINE VALLEY |
| Legal Lot Number | 18 |
| Jurisdiction | WHITLEY KY |
| Township / Civil Division | WILLIAMSBURG |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 920502 |
Source: Whitley County records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 189 E WOODSIDE DR, WILLIAMSBURG, KY 40769-2106 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 24, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNION FEDERAL CREDIT UNION |
| Feb 9, 2021 | Deed of Trust, Mortgage · Line of Credit L&N FCU |
| Dec 16, 2019 | Deed of Trust, Mortgage · Conventional Mortgage L&N FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 8, 2016 · Amount on Record |
| Deed Sale | Jul 8, 2016 · Amount on Record |
| Prior Sale | Jun 24, 2016 · Amount on Record |
| Deed Document Number | 2016219314 |
| Deed Book / Page | 534 / 643 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHITLEY KY |
| Recording Date | Jun 24, 2026 |
| Property Address | 189 E WOODSIDE DR, WILLIAMSBURG, KY 40769-2106 |
| Document Number | 0000366032 |
| Book / Page | 743 / 685 |
| Instrument Date | Jun 2, 2026 |
| Instrument | 2026366032 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 189 E WOODSIDE DR, WILLIAMSBURG, KY 40769-2106 |
| Investor | Possibly a Property Investor |
| Document Number | 0000366032, |
|---|---|
| Date | Jun 24, 2026 |
| Book Page | 743/685 |
| Instrument | 2026366032 |
| Name | UNION FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHITLEY KY |
| Property Address | 189 E WOODSIDE DR, WILLIAMSBURG, KY 40769-2106 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00M669/696 |
|---|---|
| Date | Feb 9, 2021 |
| Book Page | M669/696 |
| Instrument | 271146 |
| Name | L&N FCU |
|---|---|
| Type | Credit Union |
| Address | LOUISVILLE, KY 40229 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 8, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHITLEY KY |
| Property Address | 189 E WOODSIDE DR, WILLIAMSBURG, KY 40769-2106 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00M649/383 |
|---|---|
| Date | Dec 16, 2019 |
| Book Page | M649/383 |
| Instrument | 240341 |
| Name | L&N FCU |
|---|---|
| Type | Credit Union |
| Address | LOUISVILLE, KY 40229 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2049 |
Source: Whitley County assessment roll, as of April 2, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Whitley County |
| Municipality | Williamsburg City |
| Unified School District | Williamsburg Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,263.00 (-3.88%) | $390,000 (-) | $390,000 (-) |
| 2023 | $1,314.00 | $390,000 | $390,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 17, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · above 79% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CUMBERLAND FALLS HIGHWAY WATER DISTRICT serves 9,498 people · EPA ID KY1180093 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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