189 E South St, Dyer, TN 38330 Property Records

Gibson County property record for 189 E South St, Dyer, TN 38330

Property Summary

Property Type	Single Family Home
Details	1 ba · 812 sqft · built 1955
Lot Size	0.31 acres (13,500 sqft)
Owner	Company Name on File
Last Sale	$650,000 (Sep 2023)
Tax Bill	$431 (2025)
Deeds & Mortgages	Jun 2022 Second Mortgage Apr 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`027061E F 00200`

Property Details

APN / Parcel Number

Primary APN	`027061E F 00200`
Alternative APN	`061E F 00200`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	812 sqft Living Area
1st Floor Area	812 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1968
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,500 sqft (0.31 acres)
Lot Dimensions	225 ft deep x 60 ft wide
Porch	Slab
Porch Area	30 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	189 E SOUTH ST
City	DYER
State	TN
Zip	38330-1924
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 21, COUNTY AREA: D01
Jurisdiction	GIBSON TN
Township / Civil Division	19
Census Block Group	3
Census Block	3036
Census Tract	966200

Owner

189 E South St is owned by a company that bought it in September 2023.

Source: Gibson County records, as of July 13, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 131, TRENTON, TN 38382-0131
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CENTENNIAL BANK
Apr 28, 2020	Loan Modification, Mortgage REGIONS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 26, 2023 · Amount on File
Deed Sale	Sep 26, 2023 · Amount on File
Prior Sale	Apr 13, 1996 · Amount on File
Deed Document Number	2023228307
Deed Book / Page	1096 / 1311
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GIBSON TN
Property Address	189 E SOUTH ST, DYER, TN 38330-1924
Transaction Type	Mortgage
Record Updated	Jun 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 KING ST, RUTHERFORD, TN 38369-9554

Mortgage

Document Number	0000217186
Date	Jun 14, 2022
Book Page	1080/986
Instrument	217186

Lender

Name	CENTENNIAL BANK
Type	Bank
Address	RUTHERFORD, TN 38369

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	179 Months
Due	May 26, 2037

April 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	GIBSON TN
Property Address	189 E SOUTH ST, DYER, TN 38330-1924
Document Number	0000195196
Instrument Date	Apr 28, 2020
Transaction Type	Mortgage
Record Updated	Jul 13, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	189 E SOUTH ST DYER TN 383301924, DYER, TN 38330-1924

Mortgage

Document Number	0000195196
Date	May 14, 2020
Book Page	001047/000105
Instrument	195196

Lender

Name	REGIONS BK
Type	Bank
Address	HATTIESBURG, MS 39402

Agreement

Amount	Amount on Record
Term	240 Months
Due	May 13, 2040

Interest

Rate Type	Fixed Rate
Rate	4%

Tax Assessment & Valuation

The 2025 property tax bill for 189 E South St was $431.

Source: Gibson County assessment roll, as of January 29, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Gibson County
Municipality	Dyer City
Unified School District	Gibson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$431.00	$11,925 Land $2,250 Building $9,675
2024			$47,700 Land $9,000 Building $38,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 189 E South St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective November 5, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1990)
Most Recent Claim	Dec 1990 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 189 E South St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DYER WATER DEPT serves 2,783 people · EPA ID TN0000209
Water Source	Groundwater
Last State Inspection	Mar 2025
Also Mapped Here	GIBSON CO MUNI WATER DIST #1
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gibson Connect Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 50

May also be available: T-Mobile.

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