189 E Main St, Prospect Park (Haledon), NJ 07508 Property Records

Passaic County and Prospect Park Borough property record for 189 E Main St, Prospect Park, NJ 07508

Property Summary

Property Type	Single Family Home
Details	1,272 sqft · built 1988
Lot Size	0.017 acres (719 sqft)
Owner	2 Individual Names on Record
Last Sale	$325,000 (Jun 2025)
Tax Bill	$10,786 (2025)
Deeds & Mortgages	Jun 2025 Sale & Mortgage Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-00050-0000-00008-3`

Property Details

APN / Parcel Number

Primary APN	`10-00050-0000-00008-3`
Alternative APN	`10000500000000080003`

Interior

Building Area	1,272 sqft Living Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Lot Area	719 sqft (0.017 acres)

Location & Zoning

Street Address	189 E MAIN ST
City	PROSPECT PARK
State	NJ
Zip	07508-2100
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BROWNSTONE MANOR TOWNHOUSE CONDO BLDG 1 UNIT 3
Legal Subdivision	BROWNSTONE MANOR TOWNHOUSE CONDOMINIUM
Legal Block	50
Legal Lot Number	8.3
Jurisdiction	PASSAIC NJ
Township / Civil Division	PROSPECT PARK
Census Block Group	4
Census Block	4005
Census Tract	203600

Owner

Source: Passaic County and Prospect Park Borough records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	189 E MAIN ST, PROSPECT PARK, NJ 07508-2100
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2025	Deed, Transfer · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC
Dec 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2025 · Amount on Record
Deed Sale	Jun 18, 2025 · Amount on Record
Prior Sale	Jun 5, 2002 · Amount on Record
Deed Document Number	202520245
Deed Book / Page	4917 / 134
Prior Transfer Date	Jun 3, 2025
Prior Transfer Doc	0000020245
Record Updated	Oct 29, 2026

June 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Jun 18, 2025
Property Address	189 E MAIN ST, PROSPECT PARK, NJ 07508-2100
Document Number	0000020245
Book / Page	D4917 / 134
Instrument Date	Jun 3, 2025
Instrument	2025020245
Transaction Type	Transfer
Record Updated	Nov 3, 2025
Title Company	BELMONT TTL & STLMT SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$812.50
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	99 CLARKEN DR, WEST ORANGE, NJ 07052-3444

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	189 E MAIN ST, PROSPECT PARK, NJ 07508-2100

Mortgage

Document Number	0000020248
Date	Jun 18, 2025
Instrument	2025020248

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2055

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	189 E MAIN ST, PROSPECT PARK, NJ 07508-2100
Document Number	0000004824
Instrument Date	Dec 28, 2020
Transaction Type	Mortgage
Record Updated	May 10, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	189 E MAIN ST PROSPECT PARK NJ 075082100, PROSPECT PARK, NJ 07508-2100

Mortgage

Document Number	0000004824
Date	Jan 20, 2021
Book Page	006758/000222
Instrument	4824

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 19, 2051

Tax Assessment & Valuation

Source: Passaic County and Prospect Park Borough assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Prospect Park Borough
Secondary School District	Passaic County Manchester Regional School District (09 - 12)
Elementary School District	Prospect Park Borough School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$173,100 (-) Land $50,000 Building $123,100	$173,100 (-) Land $50,000 Building $123,100
2025	$10,786.00 (+4.71%)	$173,100 (-) Land $50,000 Building $123,100	$173,100 (-) Land $50,000 Building $123,100
2024	$10,301.00 (+8.94%)
2023		$173,100 Land $50,000 Building $123,100	$173,100 Land $50,000 Building $123,100
2022	$9,456.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1999–2011)
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002
Water Source	Surface water
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 865 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile.

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