189 E Hearthstone St, Young, AZ 85554 Property Records

Gila County property record for 189 E Hearthstone St, Young, AZ 85554

Property Summary

Property Type	Single Family Home
Details	3,378 sqft · built 2004
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Last Sale	$345,000 (Oct 2020)
Tax Bill	$3,642 (2025)
Deeds & Mortgages	Apr 2026 Transfer Nov 2020 Mortgage + 1 more
Flood Zone	Zone D (undetermined)
APN	`305-19-004F`

Property Details

APN / Parcel Number

Primary APN	`305-19-004F`
Alternative APNs	`R036436` `036436`

Interior

Stories	2 Stories
Building Area	3,378 sqft Living Area
Gross Area	4,138 sqft
1st Floor Area	1,126 sqft
Flooring	Carpet

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Combination
Construction Type	Wood
Roof Material	Metal
Lot Area	217,800 sqft (5 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Deck Area	360 sqft
Patio Area	20 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	R036436
Street Address	189 E HEARTHSTONE ST
City	YOUNG
State	AZ
Zip	85554-0668
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION: 08 TOWNSHIP: 09N RANGE: 14E THOMAS J PHELAN PAT #878069 N2 E2 N2 NE4 NE4 SEC 8 T9N R 14E
Legal Range	14E
Legal Township	09N
Legal Section	08
Legal Subdivision	THOMAS J PHELAN
Jurisdiction	GILA AZ
Township / Civil Division	TONTO BASIN
Census Block Group	2
Census Block	2036
Census Tract	600

Owner

Source: Gila County records · APN 305-19-004F

Assessment roll updated February 9, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1784 W 14TH AVE, APACHE JUNCTION, AZ 85120-6949
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Nov 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage STARBOARD FINANCIAL MANAGEMENT LLC
Oct 30, 2020	Warranty Deed, Transfer · Conventional Mortgage STARBOARD FINANCIAL MANAGEMENT LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 30, 2020 · Amount on Record
Deed Sale	Oct 30, 2020 · Amount on Record
Prior Sale	Sep 11, 2012 · Amount on Record
Deed Document Number	202013296
Prior Transfer Date	Aug 14, 2012
Prior Transfer Doc	0000011320
Record Updated	Sep 20, 2026

April 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	GILA AZ
Recording Date	Apr 24, 2026
Property Address	189 E HEARTHSTONE ST, YOUNG, AZ 85554-0668
Document Number	0000004092
Instrument Date	Apr 22, 2026
Instrument	20264092
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	807 APPLE ST, NORMAL, IL 61761-3419

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILA AZ
Property Address	189 E HEARTHSTONE ST, YOUNG, AZ 85554-0668
Transaction Type	Mortgage
Record Updated	Jul 15, 2022
Title Company	PIONEER TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013981
Date	Nov 12, 2020
Instrument	2020-013981

Lender

Name	STARBOARD FINANCIAL MANAGEMENT LLC
Type	Funding / Finance Company
Address	GILBERT, AZ 85234

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2050

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILA AZ
Recording Date	Oct 30, 2020
Property Address	189 E HEARTHSTONE ST, YOUNG, AZ 85554-0668
Document Number	0000013296
Instrument Date	Oct 27, 2020
Instrument	2020-013296
Transaction Type	Transfer
Record Updated	Jul 15, 2022
Title Company	PIONEER TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6020 E CIELO RUN S, 6020, CAVE CREEK, AZ 85331-7647

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1784 W 14TH AVENUE, YOUNG, AZ 85554

Mortgage

Document Number	0000013297
Date	Oct 30, 2020
Instrument	2020-013297

Lender

Name	STARBOARD FINANCIAL MANAGEMENT LLC
Type	Funding / Finance Company
Address	GILBERT, AZ 85234

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2050

Tax Assessment & Valuation

Source: Gila County records · Assessment roll updated February 9, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Gila County
Elementary School District	Young Elementary School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$51,535 (+46.74%) Land $12,351 Building $39,184	$515,350 (+46.74%) Land $123,508 Building $391,842
2025	$3,642.00 (+11.72%)
2024		$35,119 Land $7,468 Building $27,651	$351,196 Land $74,685 Building $276,511
2023	$3,260.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 30, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Very High above 92% of the US · above 89% of Arizona
Wildfire Likelihood	1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Midvale Telephone Exchange Fiber	1,000 / 1,000

Based on FCC filings for 8 locations within half a mile of this property.

Cell Coverage

4G LTE only, no 5G reported

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