189 E Elm St, Mount Gilead, OH 43338 Property Records

Morrow County property record for 189 E Elm St, Mount Gilead, OH 43338

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,328 sqft · built 1969
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$182,000 (Jul 2020)
Tax Bill	$4,214 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Feb 2019 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`G20-019-A0-057-00`

Property Details

APN / Parcel Number

Primary APN	`G20-019-A0-057-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,328 sqft Living Area
Gross Area	3,000 sqft
1st Floor Area	2,656 sqft
Basement Area	1,328 sqft
Unfinished Basement	1,328 sqft

Exterior

Year Built	Built 1969
Effective Year Built	Effective 2019
Architectural Style	Conventional
Exterior Material	Wood
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	132 ft deep x 76 ft wide
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	64 sqft
Deck Area	280 sqft
Patio Area	436 sqft
Pole Barn	576 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	189 E ELM ST
City	MOUNT GILEAD
State	OH
Zip	43338-1314
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 451 RTS:0
Legal Lot Number	451
Jurisdiction	MORROW OH
Township / Civil Division	GILEAD
Census Block Group	1
Census Block	1042
Census Tract	965201

Owner

Source: Morrow County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	189 E ELM ST, MOUNT GILEAD, OH 43338-1314
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage RUOFF MORTGAGE CO
Feb 25, 2019	Deed, Transfer · FHA Mortgage HOMESIDE FINANCIAL
Aug 14, 2018	Warranty Deed, Transfer
Jun 22, 2018	Warranty Deed, Foreclosure
May 2, 2018	Sheriff's Deed, Foreclosure
May 2, 2018	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 10, 2020 · Amount on Record
Deed Sale	Jul 10, 2020 · Amount on Record
Prior Sale	Feb 25, 2019 · Amount on Record
Deed Document Number	2020393664
Deed Book / Page	981 / 794
Prior Transfer Date	Jul 12, 2001
Record Updated	Sep 20, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORROW OH
Recording Date	Jul 10, 2020
Property Address	189 E ELM ST, MOUNT GILEAD, OH 43338-1314
Document Number	000981/794
Book / Page	981 / 794
Instrument Date	Jun 30, 2020
Instrument	393664
Transaction Type	Transfer
Record Updated	Jun 16, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	189 E ELM ST, MOUNT GILEAD, OH 43338-1314

Mortgage

Document Number	0000393665
Date	Jul 10, 2020
Instrument	393665

Lender

Name	RUOFF MORTGAGE CO

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

February 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MORROW OH
Recording Date	Feb 25, 2019
Property Address	189 E ELM ST, MOUNT GILEAD, OH 43338-1314
Document Number	000941/664
Book / Page	941 / 664
Instrument Date	Feb 22, 2019
Instrument	385884
Transaction Type	Transfer
Record Updated	May 20, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0000385885
Date	Feb 25, 2019
Instrument	385885

Lender

Name	HOMESIDE FINANCIAL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORROW OH
Recording Date	Aug 14, 2018
Property Address	189 E ELM ST, MOUNT GILEAD, OH 43338-1314
Document Number	000928/121
Book / Page	928 / 121
Instrument Date	Aug 1, 2018
Instrument	000000382990
Transaction Type	Transfer
Record Updated	May 20, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2018: Warranty Deed, Foreclosure

Document Type	Warranty Deed
Jurisdiction	MORROW OH
Recording Date	Jun 22, 2018
Property Address	189 E ELM ST, MOUNT GILEAD, OH 43338-1314
Document Number	000924/176
Book / Page	924 / 176
Instrument Date	May 16, 2018
Instrument	000000382136
Transaction Type	Foreclosure
Record Updated	May 20, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

May 2018: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	MORROW OH
Recording Date	May 2, 2018
Property Address	189 E ELM ST, MOUNT GILEAD, OH 43338-1314
Document Number	000920/258
Book / Page	920 / 258
Instrument	000000381287
Transaction Type	Foreclosure
Record Updated	May 20, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

May 2018: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	MORROW OH
Recording Date	May 2, 2018
Property Address	189 E ELM ST, MOUNT GILEAD, OH 43338-1314
Document Number	000920/258
Book / Page	920 / 258
Instrument	000000381287
Transaction Type	Foreclosure
Record Updated	Jun 16, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3476 STATEVIEW BLVD, FORT MILL, SC 29715-7203
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Morrow County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Morrow County
County Subdivision	Gilead Township
Municipality	Mount Gilead Village
Unified School District	Mount Gilead Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$178,900 (-) Land $23,900 Building $155,000
2025	$4,214.00 (+56.31%) Homeowner's exemption	$62,620 (-) Land $8,370 Building $54,250
2023	$2,696.00 (+4.58%)	$62,620 (+16.7%) Land $8,370 Building $54,250	$178,900 (+16.7%) Land $23,900 Building $155,000
2022	$2,578.00	$53,660 Land $7,250 Building $46,410
2020			$153,300 Land $20,700 Building $132,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 11, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT GILEAD VILLAGE PWS serves 3,503 people · EPA ID OH5900712
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Bresco Broadband, Mercury Fiber.

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