DeKalb County property record for 189 E Clover Ave, Cortland, IL 60112
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 2.5 ba · 1,866 sqft · built 2004 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $225,000 (Jun 2019) |
| Tax Bill | $9,446 (2024) |
| Deeds & Mortgages | Jun 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-20-278-008 |
| Primary APN | 09-20-278-008 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 1 Room |
| Building Area | 1,866 sqft Building Perimeter |
| 1st Floor Area | 1,866 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Retaining Wall |
| Lot Area | 8,276 sqft (0.19 acres) |
| Garage Type | Attached |
| Garage Area | 569 sqft |
| Porch | Slab |
| Cooling System | Central |
|---|
| Account Number | 0920278008 |
|---|---|
| Street Address | 189 E CLOVER AVE |
| City | CORTLAND |
| State | IL |
| Zip | 60112-4016 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 116 - NEUCORT LAKES - UNIT 3 |
| Legal Subdivision | NEUCORT LAKES |
| Legal Lot Number | 116 |
| Legal Unit | 3 |
| Jurisdiction | DE KALB IL |
| Township / Civil Division | CORTLAND |
| Census Block Group | 4 |
| Census Block | 4085 |
| Census Tract | 1600 |
Source: DeKalb County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 189 E CLOVER AVE, CORTLAND, IL 60112-4016 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 20, 2019 · Amount on Record |
| Deed Sale | Jun 20, 2019 · Amount on Record |
| Deed Document Number | 20195210 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DE KALB IL |
| Recording Date | Jun 20, 2019 |
| Property Address | 189 E CLOVER AVE, CORTLAND, IL 60112-4016 |
| Document Number | 0000005210 |
| Instrument Date | Jun 4, 2019 |
| Instrument | 5210 |
| Transaction Type | Transfer |
| Record Updated | Aug 1, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 189 E CLOVER AVE CORTLAND IL 601124016, CORTLAND, IL 60112-4016 |
| Document Number | 5211 |
|---|---|
| Date | Jun 20, 2019 |
| Instrument | 5211 |
| Name | BAY EQUITY |
|---|---|
| Type | Funding / Finance Company |
| Address | MUIR BEACH, CA 94965 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 19, 2049 |
| Rate | 4.62% |
|---|
Source: DeKalb County assessment roll, as of April 8, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DeKalb County |
| County Subdivision | Cortland Township |
| Municipality | Cortland Town |
| Unified School District | DeKalb Community Unit School District 428 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $105,912 (+23.97%) Land $14,175 Building $91,737 | $317,736 (+23.97%) Land $42,525 Building $275,211 | |
| 2024 | $9,446.00 | ||
| 2023 | $85,435 Land $12,467 Building $72,968 | $256,305 Land $37,401 Building $218,904 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CORTLAND serves 4,398 people · EPA ID IL0370051 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Watch TV Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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