189 Duncan Rd, Clinton, TN 37716 Property Records

Anderson County property record for 189 Duncan Rd, Clinton, TN 37716

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,075 sqft · built 1987
Lot Size	0.7 acres (30,492 sqft)
Owner	Individual Name on File
Last Sale	$143,900 (Dec 2021)
Tax Bill	$849 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`001042 11500`

Property Details

APN / Parcel Number

Primary APN	`001042 11500`
Alternative APNs	`01042 042 115.00 000` `042 11500`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,075 sqft Living Area
1st Floor Area	1,075 sqft
Basement Area	1,075 sqft
Unfinished Basement	1,075 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1997
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	30,492 sqft (0.7 acres)
Lot Dimensions	249 ft deep x 123 ft wide
Terrain	Rolling
Porch	Porch
Deck Area	80 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected

Location & Zoning

Old Parcel Number	01042 042 115.00 000
Street Address	189 DUNCAN RD
City	CLINTON
State	TN
Zip	37716-6322
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 1
Jurisdiction	ANDERSON TN
Township / Civil Division	4
Census Block Group	4
Census Block	4021
Census Tract	21201

Owner

189 Duncan Rd is owned and occupied by an individual who bought it in December 2021.

Source: Anderson County records, as of December 22, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	189 DUNCAN RD, CLINTON, TN 37716-6322
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2025	Deed of Trust, Mortgage · Line of Credit Y-12 FCU
Dec 15, 2021	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE INVESTORS GROUP INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 2021 · Amount on File
Deed Sale	Dec 15, 2021 · Amount on File
Deed Document Number	21015032
Deed Book / Page	1779 / 773
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDERSON TN
Property Address	189 DUNCAN RD, CLINTON, TN 37716-6322
Transaction Type	Mortgage
Record Updated	Dec 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0018780249
Date	Nov 25, 2025
Book Page	1878/249
Instrument	25013333

Lender

Name	Y-12 FCU
Type	Credit Union
Address	OAK RIDGE, TN 37830

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Nov 25, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ANDERSON TN
Recording Date	Dec 15, 2021
Property Address	189 DUNCAN RD, CLINTON, TN 37716-6322
Document Number	0017790773
Book / Page	1779 / 773
Map Reference	MB L9 PG 489
Instrument Date	Dec 13, 2021
Instrument	21015032
Transaction Type	Transfer
Record Updated	Dec 27, 2021
Title Company	PARAMOUNT LAND TITLE/KNOXVILLE, PARAMOUNT LAND TTL OF KNOXVI

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$532.43
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	189 DUNCAN RD, CLINTON, TN 37716-6322

Mortgage

Document Number	0021015033
Date	Dec 15, 2021
Instrument	21015033

Lender

Name	MORTGAGE INVESTORS GROUP INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 189 Duncan Rd was $849.

Source: Anderson County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Anderson County
Unified School District	Anderson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$849.00	$56,450 Land $4,475 Building $51,975	$225,800 Land $17,900 Building $207,900
2023		$25,875 Land $2,325 Building $23,550
2020			$103,500 Land $9,300 Building $94,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 189 Duncan Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 4, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 189 Duncan Rd is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 81% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANDERSON COUNTY W.A. serves 29,945 people · EPA ID TN0000514
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Treatment report not submitted Apr 2019
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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