189 Danforth Dr, Port Charlotte (Punta Gorda), FL 33980 Property Records

Charlotte County property record for 189 Danforth Dr, Port Charlotte, FL 33980

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,021 sqft · built 1986
Lot Size	0.313 acres (13,635 sqft)
Owner	Individual Name on Record
Last Sale	$327,000 (Sep 2022)
Tax Bill	$3,362 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Sep 2022 Sale & Mortgage + 4 more
Flood Zone	Zone AE (high risk)
APN	`40-23-29-203-002`

Property Details

APN / Parcel Number

Primary APN	`40-23-29-203-002`
Alternative APNs	`0099122-000000-5` `10004623605`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,021 sqft Living Area
Gross Area	1,723 sqft

Exterior

Year Built	Built 1986
Architectural Style	Other
Exterior Material	Concrete Block
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	13,635 sqft (0.313 acres)
Lot Dimensions	101 ft deep x 135 ft wide
Garage Area	352 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	350 sqft
Deck Area	64 sqft
Patio Area	64 sqft
Shed	1 Shed
Shed Area	120 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	10004623605
Old Parcel Number	00991220000005
Street Address	189 DANFORTH DR
City	PORT CHARLOTTE
State	FL
Zip	33980-2545
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF3.5
Legal Description	SUC 001 0000 0003 SUNCOAST SUB #1 ALL LOTS 3 & 4 & W 15 FT OF LOT 5 406/593 417/744 448/674 NT803/912 822/807 D
Legal Range	23E
Legal Township	40S
Legal Section	29
Legal Subdivision	SUNCOAST
Legal Lot Number	3-5 4
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PORT CHARLOTTE
Census Block Group	3
Census Block	3001
Census Tract	21002

Owner

Source: Charlotte County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	189 DANFORTH DR, PORT CHARLOTTE, FL 33980-2545
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2022	Warranty Deed, Transfer · VA Mortgage FIRST CENTENNIAL MORTGAGE CORP
Sep 6, 2022	Warranty Deed, Transfer · Seller Carry-Back TERRY JOE LOVNS ETUX
Apr 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 24, 2019	Deed of Trust, Mortgage QUICKEN LNS
Mar 19, 2018	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Feb 1, 2018	Deed of Trust, Mortgage · Line of Credit ACHIEVA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 2, 2022 · Amount on Record
Deed Sale	Sep 2, 2022 · Amount on Record
Prior Sale	Mar 19, 2018 · Amount on Record
Deed Document Number	3146866
Deed Book / Page	5043 / 204
Record Updated	Jun 8, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Sep 2, 2022
Property Address	189 DANFORTH DR, PORT CHARLOTTE, FL 33980-2545
Document Number	0050430204
Book / Page	5043 / 204
Map Reference	MB 4 PG 14
Instrument Date	Sep 1, 2022
Instrument	3146866
Transaction Type	Transfer
Record Updated	Sep 26, 2022
Title Company	FIRST INTERNATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,289.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25225 RAMPART BLVD APT 1402, 25225, PUNTA GORDA, FL 33983-6424

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	189 DANFORTH DR, PORT CHARLOTTE, FL 33980-2545

Mortgage

Document Number	0005043206
Date	Sep 2, 2022
Instrument	5043/206

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2052

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Sep 6, 2022
Property Address	189 DANFORTH DR, PORT CHARLOTTE, FL 33980-2545
Document Number	0050431650
Book / Page	5043 / 1650
Map Reference	MB 4 PG 14
Instrument Date	Aug 31, 2022
Instrument	3147364
Transaction Type	Transfer
Record Updated	Sep 26, 2022
Title Company	FIRST INTERNATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$70.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25225 RAMPART BLVD APT 1402, 25225, PUNTA GORDA, FL 33983-6424

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2251 ABSCOTT ST, PT CHARLOTTE, FL 33952-2919
Investor	Possibly a Property Investor

Mortgage

Document Number	0050431652
Date	Sep 6, 2022
Instrument	5043/1652

Lender

Name	TERRY JOE LOVNS ETUX
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	189 DANFORTH DR, PORT CHARLOTTE, FL 33980-2545
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0049571266
Date	Apr 4, 2022
Book Page	4957/1266
Instrument	3082237

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	189 DANFORTH DR, PORT CHARLOTTE, FL 33980-2545
Document Number	0044542014
Instrument Date	Jun 24, 2019
Transaction Type	Mortgage
Record Updated	Jul 19, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	189 DANFORTH DR PORT CHARLOTTE FL 339802545, PORT CHARLOTTE, FL 33980-2545

Mortgage

Document Number	0044542014
Date	Jun 28, 2019
Book Page	004454/002014
Instrument	2722309

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 27, 2049

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Mar 19, 2018
Property Address	189 DANFORTH DR, PORT CHARLOTTE, FL 33980-2545
Document Number	0042931091
Book / Page	4293 / 1091
Map Reference	MB4 PG14
Instrument Date	Mar 16, 2018
Instrument	2595572
Transaction Type	Transfer
Record Updated	Feb 7, 2022
Title Company	ALL COAST TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,134.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17131 RUSSELL AVE, 17131, PORT CHARLOTTE, FL 33954-1593

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	189 DANFORTH DR, PUNTA GORDA, FL 33980-2545

Mortgage

Document Number	0002595573
Date	Mar 19, 2018
Instrument	2595573

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	189 DANFORTH DR, PORT CHARLOTTE, FL 33980-2545
Document Number	0042811976
Instrument Date	Feb 1, 2018
Transaction Type	Mortgage
Record Updated	Feb 27, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	189 DANFORTH DR PORT CHARLOTTE FL 339802545, PORT CHARLOTTE, FL 33980-2545

Mortgage

Document Number	0042811976
Date	Feb 14, 2018
Book Page	004281/001976
Instrument	2586910

Lender

Name	ACHIEVA CU
Type	Credit Union
Address	DUNEDIN, FL 34697

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 13, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,362.00 (-34.57%)	$222,927 (-15.54%)	$160,173 (+3.98%) Land $24,840 Building $135,333
2023	$5,138.00 (+262.6%)	$263,951 (+281.24%)	$154,040 (-35.24%) Land $24,840 Building $129,200
2022	$1,417.00 Homeowner's exemption	$69,235	$237,854 Land $25,806 Building $212,048

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 191 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	223 units insured incl. 32 condo units
Nearby Flood Claims	120 (2004–2024)
Claims Outside the SFHA	8 of 120
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 54 claims Hurricane Helene, Oct 2024 · 50 claims Hurricane Ian, Sep 2022 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 82% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE HARBOR WATER ASSN. private · serves 4,722 people · EPA ID FL6080044
Water Source	Purchased surface water from CHARLOTTE COUNTY UTILITIES
Last State Inspection	May 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

189 Danforth Dr, Port Charlotte (Punta Gorda), FL 33980 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

September 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

September 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

April 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2018: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Danforth Dr

Nearby Streets

Search Property Records by Address or Parcel Number