189 Classic Dr, Franklin, NC 28734 Property Records

Macon County property record for 189 Classic Dr, Franklin, NC 28734

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 960 sqft · built 1959
Lot Size	2.63 acres (114,563 sqft)
Owner	Individual Name on File
Last Sale	$135,000 (Dec 2020)
Tax Bill	$471 (2026)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Dec 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`7504740233`

Property Details

APN / Parcel Number

Primary APN	`7504740233`
Alternative APNs	`0336455` `148617`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	960 sqft Heated Area
1st Floor Area	960 sqft
Basement Area	480 sqft
Unfinished Basement	480 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Lot Area	114,563 sqft (2.63 acres)
Terrain	Rolling
Porch	Slab
Porch Area	24 sqft
Patio Area	152 sqft

Utilities, Heating & Cooling

Sewer	Septic

Location & Zoning

Account Number	148617
Street Address	189 CLASSIC DR
City	FRANKLIN
State	NC
Zip	28734-3546
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	CULLASAJA
Jurisdiction	MACON NC
Township / Civil Division	ELLIJAY
Census Block Group	2
Census Block	2032
Census Tract	970400

Owner

189 Classic Dr is owned and occupied by an individual who bought it in December 2020.

Source: Macon County records, as of October 6, 2026

Owner of Record	Individual Name on File
Mailing Address	189 CLASSIC DR, FRANKLIN, NC 28734-3546
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2020	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Dec 23, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 23, 2020 · Amount on File
Deed Sale	Dec 23, 2020 · Amount on File
Deed Document Number	202010467
Deed Book / Page	40 / 2252
Record Updated	Oct 29, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Dec 23, 2020
Property Address	189 CLASSIC DR, FRANKLIN, NC 28734-3546
Document Number	M40/2252
Book / Page	M-40 / 2252
Map Reference	CARD 258
Instrument Date	Dec 23, 2020
Instrument	2020010467
Transaction Type	Transfer
Record Updated	Oct 4, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$270.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	189 CLASSIC DR, FRANKLIN, NC 28734-3546

Mortgage

Document Number	2020010468
Date	Dec 23, 2020
Instrument	2020010468

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Jan 1, 2026
Change Frequency	5 Years
Min Rate At Change	4.25%
Max Rate At Change	6.37%
Index	5-Year CMT
Max Rate	10.3%

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MACON NC
Recording Date	Dec 23, 2020
Property Address	189 CLASSIC DR, FRANKLIN, NC 28734-3546
Document Number	M40/2277
Book / Page	M-40 / 2277
Map Reference	MB 5 CARD 11258
Instrument Date	Dec 23, 2020
Instrument	2020010469
Transaction Type	Transfer
Record Updated	Oct 4, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	189 CLASSIC DR, FRANKLIN, NC 28734-3546

Tax Assessment & Valuation

The 2026 property tax bill for 189 Classic Dr was $471.

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$471.00	$110,440 (-) Land $70,250 Building $40,190	$110,440 (-) Land $70,250 Building $40,190
2025	$471.00	$110,440 Land $70,250 Building $40,190	$110,440 Land $70,250 Building $40,190
2023	$459.00	$110,440 Land $70,250 Building $40,190	$110,440 Land $70,250 Building $40,190

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 189 Classic Dr in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	16 (1979–2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 6 claims Hurricane Ivan, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 189 Classic Dr is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Optimum Cable	940 / 35
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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