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189 Circle Dr, West Springfield, MA 01089 Property Records

Hampden County and West Springfield Town City property record for 189 Circle Dr, West Springfield, MA 01089

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,238 sqft · built 1957
Lot Size0.23 acres (10,000 sqft)
OwnerIndividual Name on Record
Last Sale$277,500 (Sep 2023)
Tax Bill$4,181 (2026)
Deeds & MortgagesSep 2023 Sale & Mortgage
Apr 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN191-14550-M2-001

Property Details

APN / Parcel Number

Primary APN191-14550-M2-001
Alternative APN
  • WSPR M:00191 B:14550 L:000M2

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,238 sqft Living Area
Gross Area2,684 sqft
Basement Area1,048 sqft
Unfinished Basement1,048 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,000 sqft (0.23 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number191-14550-M2-001
Street Address189 CIRCLE DR
CityWEST SPRINGFIELD
StateMA
Zip01089-1726
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA1
Legal Block14550
Legal Lot NumberM2
JurisdictionWEST SPRINGFIELD MA
Township / Civil DivisionWEST SPRINGFIELD TOWN
Census Block Group1
Census Block1002
Census Tract812404

Owner

Source: Hampden County and West Springfield Town City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address189 CIRCLE DR, WEST SPRINGFIELD, MA 01089-1726
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 29, 2023Warranty Deed, Transfer · Stand-Alone First Mortgage
FLORENCE BANK
Apr 13, 2018Deed of Trust, Mortgage · ARM
PEOPLESBANK (HOLYOKE)

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 29, 2023 · Amount on Record
Deed SaleSep 29, 2023 · Amount on Record
Prior SaleNov 7, 1994 · Amount on Record
Deed Book / Page25173 / 378
Transfer Doc20212-311
Record UpdatedOct 29, 2026

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWEST SPRINGFIELD MA
Recording DateSep 29, 2023
Property Address189 CIRCLE DR, WEST SPRINGFIELD, MA 01089-1726
Document Number025173-378
Book / Page25173 / 378
Instrument DateSep 29, 2023
Instrument46330
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address62 LORD TER N, CHICOPEE, MA 01020-4946

Mortgage

Document Number0000046331
DateSep 29, 2023
Instrument46331
Lender
NameFLORENCE BANK
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEST SPRINGFIELD MA
Property Address189 CIRCLE DR, WEST SPRINGFIELD, MA 01089-1726
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number22130-350
DateApr 13, 2018
Book Page22130/350
Instrument19244
Lender
NamePEOPLESBANK (HOLYOKE)
Agreement
TypeARM
AmountAmount Recorded
Term360 Months
DueApr 1, 2048
Interest
Rate TypeAdjustable Rate
Rate3.38%

Tax Assessment & Valuation

Source: Hampden County and West Springfield Town City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityWest Springfield Town City
Unified School DistrictWest Springfield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,181.00 (+5.42%)$298,200 (+11.81%) Land $119,000 Building $179,200$310,658 (+19.13%)
2025$3,966.00 (+4.87%)$266,700 (+4.42%) Land $108,200 Building $158,500$260,775
2024$3,782.00 (+6.24%)$255,400 (+11.48%) Land $108,200 Building $147,200
2023$3,560.00$229,100 Land $108,200 Building $120,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWEST SPRINGFIELD DPW WATER DIVISION
serves 28,835 people · EPA ID MA1325000
Water SourceGroundwater
Last State InspectionMay 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Whip City Fiber.

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