Pickaway County property record for 189 Cherrytree Ln, Commercial Point, OH 43116
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,594 sqft · built 2007 |
| Lot Size | 0.181 acres (7,906 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $225,624 (Nov 2007) |
| Tax Bill | $5,676 (2025) |
| Deeds & Mortgages | Nov 2023 Second Mortgage May 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | L28-0-005-01-070-00 |
| Primary APN | L28-0-005-01-070-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,594 sqft Living Area |
| 1st Floor Area | 761 sqft |
| Family Room | Family Room |
| Year Built | Built 2007 |
|---|---|
| Architectural Style | Contemporary |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,906 sqft (0.181 acres) |
| Lot Dimensions | 118 ft deep x 67 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 48 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 189 CHERRYTREE LN |
|---|---|
| City | COMMERCIAL POINT |
| State | OH |
| Zip | 43116-9747 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 70 CHESTNUT ESTATES SECTION TWO PHASE 1 SUR 6453 |
| Legal Subdivision | CHESTNUT ESTATES |
| Legal Phase | 1 |
| Legal Tract | 1 |
| Legal Lot Number | 70 |
| Jurisdiction | PICKAWAY OH |
| Township / Civil Division | SCIOTO |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 21403 |
The current owner of 189 Cherrytree Ln bought it in November 2007.
Source: Pickaway County records, as of March 2, 2026
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 189 CHERRYTREE LN, COMMERCIAL POINT, OH 43116-9747 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 6, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| May 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage RIVER CITY MORTGAGE LLC |
| Jun 19, 2017 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Apr 15, 2020 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 29, 2007 · Amount on File |
| Deed Sale | Nov 29, 2007 · Amount on File |
| Prior Sale | Oct 5, 2007 · Amount on File |
| Deed Document Number | 0000008720 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PICKAWAY OH |
| Property Address | 189 CHERRYTREE LN, COMMERCIAL POINT, OH 43116-9747 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2023 |
| Name | Verified Name |
|---|---|
| Address | 189 CHERRYTREE LN, COMMERCIAL POINT, OH 43116-9747 |
| Document Number | 0000006142 |
|---|---|
| Date | Nov 6, 2023 |
| Book Page | 806/426 |
| Instrument | 202300006142 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | MASTIC, NY 11950 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 6, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PICKAWAY OH |
| Property Address | 189 CHERRYTREE LN, COMMERCIAL POINT, OH 43116-9747 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000004132 |
|---|---|
| Date | May 7, 2021 |
| Book Page | 783/1410 |
| Instrument | 202100004132 |
| Name | RIVER CITY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45242 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PICKAWAY OH |
| Property Address | 189 CHERRYTREE LN, COMMERCIAL POINT, OH 43116-9747 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000004022 |
|---|---|
| Date | Jun 19, 2017 |
| Book Page | 740/1862 |
| Instrument | 201700004022 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PICKAWAY OH |
| Property Address | 189 CHERRYTREE LN, COMMERCIAL POINT, OH 43116-9747 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000010423 |
|---|---|
| Date | Apr 15, 2020 |
| Book Page | 771/3150 |
| Instrument | 202000010423 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 3, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 189 Cherrytree Ln was $5,676 with exemptions applied.
Source: Pickaway County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Pickaway County |
| County Subdivision | Scioto Township |
| Municipality | Commercial Point Village |
| Unified School District | Teays Valley Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,676.00 Homeowner's exemption Senior Citizen's exemption | $109,990 (-) Land $13,230 Building $96,760 | $314,280 (-) Land $37,810 Building $276,470 |
| 2024 | Homeowner's exemption Senior Citizen's exemption | $109,990 (-) Land $13,230 Building $96,760 | $314,280 (-) Land $37,810 Building $276,470 |
| 2023 | $4,136.00 Homeowner's exemption Senior Citizen's exemption | $109,990 (+20.17%) Land $13,230 Building $96,760 | $314,280 (+20.17%) Land $37,810 Building $276,470 |
| 2022 | Homeowner's exemption Senior Citizen's exemption | $91,530 Land $11,030 Building $80,500 | $261,520 Land $31,510 Building $230,010 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 189 Cherrytree Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 22, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 189 Cherrytree Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Point Broadband Fiber | 1,000 / 1,000 |
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